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    Capital Protected Investment (CPI) Deposit

    Investment involves risks. Prices of foreign exchange may go up or down. The relevant interest rate(p.a.), which is provided for reference only, is only applicable to the Capital Protected Investment Deposit of the designated product category, currency pair and tenor.

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    Overview

    Capital Protected Investment Deposit - 3 Main Features (Cantonese version)

    Investors can choose Bullish CPI deposit if they anticipate the exchange rate of the underlying currency pair will rise.

    You may refer to the below illustrative examples to understand different investment types & return scenarios of bullish CPI deposit.

    View return rates

    100% capital protected, subscribe currency pair in 5 steps

    View return rates

    Illustrative example

    If you invest in a Capital Protected Investment Deposit as follows:

    Terms

    Amount

    Investment amount[1]

    HKD 100,000

    Investment typepoint

    American Bullish on AUD (AUD / USD)

    Tenor

    3 months

    Potential returnpoint2

    4.00% p.a.

    Minimum returnpoint3

    0.50% p.a.

    Spotpoint4

    0.6000

    Trigger levelpoint5

    0.7000

    AUD / USD is equal to or above 0.7000 at any time during the observation period

    1. When you subscribe

      You invest HKD 100,000

    2. At maturity

      Total final amount HKD 101,000 (100% Principal & Potential Return)

    Your returns at maturity
    HKD 100,000 x (1+4% x 3/12) = HKD 101,000

    AUD / USD is under 0.7000 during the whole observation period

    1. When you subscribe

      You invest HKD 100,000

    2. At maturity

      Total final amount HKD 100,125 (100% Principal & Potential Return)

    Your returns at maturity
    HKD 100,000 x (1+0.5% x 3/12) = HKD 100,125

    The bank becomes insolvent or defaults on its obligation

    1. When you subscribe

      You invest HKD 100,000

    2. You lose your entire capital

      Total final amount HKD 0

    More Foreign Currency Investment Products

    MaxiInterest Investment Deposit

    • Enjoy potential interest return
    • May exchange up to 10 different linked currencies at pre-defined exchange rate upon maturity
    • Invest online with just HKD5,000
    View details
    This is a structured product involving derivatives. The maximum potential gain is limited to the pre-agreed interest rate. Investment involves risks. Price of FX exchange may go up or down. You should read and understand all the relevant product documents/service terms and conditions and risk disclosure statements before making any investment decision.

    FX & Precious Metal Margin Trading Services

    • Trade at a leverage ratio up to 15 times
    • Buy / sell amid market ups & downs with trading spread as low as 6 basis points for online trading
    View details
    Investment involves risks. The risk of loss in leveraged foreign exchange and precious metal trading can be substantial. You may sustain losses in excess of your initial margin funds. You should carefully consider whether FX and precious metal margin trading is suitable for you in light of your own financial position and investment objectives. You should read and understand all the relevant product documents/service terms and conditions and risk disclosure statements before making any investment decision.

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    Footnote

    Remark(s)

    1. Assume deposit currency is home currency.
    2. Investment involves risks. Price of FX exchange may go up or down.
    3. Investments involves Risk. Foreign exchange and precious metal trading involves a high degree of risk
    4. Investment involves risks. The risk of loss in leveraged foreign exchange and precious metal trading can be substantial.