Have you ever been worried about losing money in the volatile market? Learn more about dividend paying investment products to understand how to earn potential income and capital gains now.
Market highlight
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Explore investment types / services that you may be interested in.[1]
Looking for investment ideas?
Bond Markets
Focus more on short-tenor investment grade dollar bonds amid longer-than-expected rate hike cycle in US.4
Mainland & HK Markets
Valuations of Mainland and HK equity markets may recover from the low level, if Fed slows the pace of rate hike and Mainland maintains stable economic growth.4
US Stock & US ETF Beginner Guide
Want to trade US stocks but don’t know where to begin? Try investing in US listed ETFs as the starting point
Market outlook
Investment overview in global market (Cantonese version)
Financial breakfast (Cantonese version)
Cross-boundary Wealth Management Connect Express (Mandarin version)
Bond & FX Flows (Cantonese version)
Knowledge and insights
Biodiversity and nature-positive investment (Cantonese version)
How does a bank investment analyst set strategy7? (Cantonese version)
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How to grasp carry trade investment opportunities6? (Cantonese version)
A simple comparison on 3 types of investment products: funds, stocks and ILAS
Invest in diverse markets and assets at a lower cost to spread risk
Tips to manage investment risk and calculate fund returns
Understanding vulnerable customer and the additional investment protection measures
Invest in products with
dividends to earn income in a volatile market
Winning through stability –
Bond investment and volatile markets
Learn about fund features and how to invest with less cost
Learn how to trade with
leverage to magnify your
investment power
Gain potential interest return despite wrong guesses on
FX rate
Seize the fleeting opportunity to thrive in a turbulent stock market
See what we can do for you
Local Securities Services
- A wide range of trading channels including online, mobile app and phone trading
- Various order types such as stop loss and all-in-one order
- Higher flexibility with day trading and trade before settlement
- Click here to open securities account
- Automatic securities profit and loss calculation and update when there are relevant transactions subsequent to service activation Learn more
US Securities Trading Service
- Unlimited free real-time US stocks quotes
- Online submission of Substitute Form W-8BEN
- Comprehensive US stocks market data
- US market news with Chinese translation[5]
- Automatic securities profit and loss calculation and update when there are relevant transactions subsequent to service activation Learn more
IPO Stocks Services
- Offers on particular IPOs to be provided by the Bank from time to time
- Potential to grow much faster than existing stocks in the market
- IPO Margin service for a greater chance to purchase IPO stock
Monthly Investment Plan for Stocks
- Dollar Cost Averaging eases short-term market volatility
- A wide range of stocks available
- Direct debit for maximum convenience
- As low as HKD1,000 monthly investment amount
- Click here to set up monthly investment plan stock account
Investment Fund
- Online subscription as low as HKD5,000
- Capture global investment opportunities
- Diversified risk by including various underlying assets in one fund
- Check out our Fund information on Fund SuperMart
Monthly Investment Plan for Funds
- Invest in your chosen investment fund with as low as HKD500 per month
- No minimum holding period or termination charge
- Dollar cost averaging to help smooth out the effects of short-term market fluctuations
- Settle payment using a Hang Seng Bank / HSBC HKD account or Hang Seng Credit Cards [2]
SimplyFund
- Start your fund investment with HKD 1 only
- Monthly fee as low as HKD 0
- Diversified funds [4] for your selection
- Enjoy a wealth of useful knowledge on our simple platform
Log on to assess your risk tolerance level.
What does risk tolerance level mean?
Capital Protected Investment Deposit
- 100% capital protection at maturity
- Invest for as short as 2 months with no handling fee
- Check out more information on Top 10 CPI currency pairs for reference
MaxiInterest Investment Deposit
- Potential return with favoured market trend
- Potential to exchange up to 10 different currencies at a more preferrable rate than spot rate
- Investment tenor from 1 week to 3 months
- Check out more information on Top 10 MXI currency pairs for reference
FX and Precious Metal Margin Trading Services
- FX rate spreads are around 10% of telegraphic transfer rates
- Up to 50+ combinations of currencies and precious metals on margin
- Up to 15 times leverage ratio
- Long trading hours and multiple subscription channels
FX2 - FX and Precious Metal Trading Services
- Trade in any pair, in any combination, of 10 currencies and 1 precious metal
- Buy (long) and/or sell (short) foreign currencies and precious metals
- Trade at a lower trading spread compared to telegraphic transfer rates and currency exchange rates
Log on to assess your risk tolerance level.
What does risk tolerance level mean?
Equity Linked Investments
- Potential return based on performance of linked stocks
- Flexible tenor from 1 month to 3 years
- Customised strike price
- Explore more by watching InvestView and Smart Interactive
Capital Protected Investment Deposit
- 100% capital protection at maturity
- Invest for as short as 2 months with no handling fee
- Check out more information on Top 10 CPI currency pairs for reference
MaxiInterest Investment Deposit
- Potential return with favoured market trend
- Potential to exchange up to 10 different currencies at a more preferrable rate than spot rate
- Investment tenor from 1 week to 3 months
- Check out more information on Top 10 MXI currency pairs for reference
Log on to assess your risk tolerance level.
What does risk tolerance level mean?
Bond and Certificate of Deposit Trading Services
- Steady income stream
- Predictable return with relatively lower volatility
- Diversify risk and offer relative stability to a portfolio
- Tenor ranged from 1 to 10 years for bonds and from 3 months to 3 years for CDs
Log on to assess your risk tolerance level.
What does risk tolerance level mean?
Services and support
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US Securities trading services
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Asset Link Secured Overdraft Facility
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Instant order confirmation service
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Risk Profiling Questionnaire (PDF version)
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Risk Profiling Questionnaire (Extracted Contents for Part II Mobile Compatible PDF Version)
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Security for Trading Securities and other investment products online
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e-Statement / e-Advice service
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Know Your Investment?
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Footnote
Remarks
- The above is a list of the types of investment products and services provided by the Bank for your information, and does not constitute nor is it intended to be construed as any offer, solicitation, or recommendation to deal in any investments. Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or values of investments may go up as well as down and past performance is not indicative of future performance. The risk of loss in leveraged foreign exchange and precious metal trading can be substantial. Investors should read the relevant investment product or service’s offering documents and terms and conditions (including the risk disclosures therein) in detail before making any investment decision.
- Hang Seng Bank / HSBC HKD account: If a customer wishes to choose an HSBC HKD account as the payment account, the customer has to set up a Monthly Investment Plan for Funds in person via a Hang Seng Bank Branch.
Hang Seng Credit Cards: Except Hang Seng Corporate Cards, Hang Seng Commercial Cards, JAL Hang Seng Cards, Hang Seng Renminbi Credit Cards, USD Visa Gold Cards, Hang Seng Spending Cards, e-shopping MasterCard and Private Label Cards, all Hang Seng Credit Cards are eligible for payment of the monthly investment amount. This payment method is only available to customers who invest in subscription fee class (class A units) under a Monthly Investment Plan for Funds. - Investment involves risk.
- Not all of the investment funds that are distributed by Hang Seng Bank Limited (the “Bank”) are available here. Only specific funds are available for subscription with this account. If you are looking for other investment funds or investment products, please visit our branches or our websites for more information. In respect of the investment funds available for subscription with this account at the moment, they are provided by the Bank’s wholly owned subsidiary, Hang Seng Investment Management Limited.
- The translated content is provided by 3rd party information provider with translation software used. The Bank makes no warranty as to the accuracy, reliability or correctness of any translations and accepts no liability in relation thereto.
- Investment involves risks. Prices of foreign exchange may go up or down.
- Investment involves risks. The risk of loss in leveraged foreign exchange and precious metal trading can be substantial. Terms and Conditions apply to the services and offers.
- Investment involves risks. Prices of investment products may go up or down. Terms and Conditions apply to the service and offers.
- Investment involves risks. Terms and Conditions apply.
- Investment involves risks. Related funds are filtered by criteria in Hang Seng Fund SuperMart.
- Investment involves risks.
- Investment involves risks. Prices of foreign exchange and precious metal may go up or down.
- Investment involves risks. The risk of loss in leveraged foreign exchange and precious metal trading can be substantial.