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Commercial Banking

About

Hang Seng’s Business Banking provides one-stop financial solutions to professional services firms, NGOs and charities, universities and schools, retailers and restaurants, start-ups and technology companies as well as small-and-medium-sized enterprises (SMEs) in different industry segments.

 

Should you join our Business Banking Division, you will have many opportunities to meet with entrepreneurs and business owners from a wide variety of businesses and develop total banking relationships with them. The Bank’s comprehensive training programme grooms all-round and capable commercial bankers.

Hang Seng's Corporate Banking business provides customised one-stop financial solutions to our corporate customers, from prime small and medium-sized businesses to publicly listed companies.

For customers conducting business locally or around the world, we offer a comprehensive range of services including corporate lending, trade and receivables finance, structured loan, cash management, investment, treasury services, insurance and e-Banking services. As a reliable financial partner, we attend to the specific business needs of our customers and provide efficient tailor-made banking solutions through our relationship managers and dedicated specialists.

Should you join our Corporate Banking business, you will have an opportunity to develop into an all-round corporate banker and to expose yourself to various corporate banking businesses such as trade, corporate credit and corporate wealth management. You will also have the opportunity to take part in delivering the best financial services to our corporate customers and in helping to build a close relationship with them.

Hang Seng's Corporate Wealth and Sales Management offers a full spectrum of wealth management and insurance solutions to our corporate customers, tailoring for their protection and investment needs. In addition, we play an important role in providing our internal customers a wide range of sales management and internal control functions.

Should you join our Corporate Wealth and Sales Management business, you will have an opportunity to become an insurance or investment specialist. You will meet with our corporate customers, get to know their businesses, understand their insurance and investment needs and risk tolerance level, conduct analysis and recommend solutions which best suit their needs. You will also have the exposure to the sales management and internal control functions to help formulate and implement propositions to drive a robust sales culture, to facilitate customer relationship management, and to carry out credit risk and operational risk monitoring and control.

Hang Seng's Global Trade and Receivables Finance is one of the most experienced providers of international trade services in Hong Kong. As a preferred trade business partner for corporate customers, we provide a broad spectrum of customised trade and factoring solutions in mitigating trade risks, improving the cash flow, thus giving our customers assurance and flexibility. Our solid foundation and the wealth of experience in the provision of trade services can provide corporate customers the best opportunities to grow and a peace of mind.

Should you join our Global Trade and Receivables Finance business, you will have an opportunity to become a business specialist in trade and receivables finance and expose yourself to various trade business modules. You will work closely with corporate customers to understand their trade needs, business uniqueness and competitive edge, to structure versatile and long-term trade financial solutions to meet their requirements and to build a close relationship with them.

Hang Seng's Global Liquidity and Cash Management offers a comprehensive range of cash management services from account and deposit management, payments and remittance, collection and receivable services, liquidity management and electronic channel solutions to our corporate and commercial banking customers. We provide tailored solutions to our corporate banking customers as well as efficient plug-and-use services to our business banking customers. We are responsible to drive the liabilities growth of Commercial and Global Banking segments through the provision of leading class cash management solutions to them. We are also steering the transaction banking FX growth for the bank as well. We focus on our customer needs in Greater China and aim to be the one-stop cash management partner to our customers across mainland China and Hong Kong.

Should you join our Global Liquidity and Cash Management business, you will have the opportunity to be developed as a world-class professional cash management specialist. You will also have vast opportunities to learn the technical skills and knowledge of cash management while at the same time, gain great exposure on customer management through understanding customer needs and tailoring solutions for them. It is a great and rewarding career as a banking specialist.

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