Comprehensive protection

Comprehensive protection

Life is full of twists and turns. At different life stages, we have different aspirations and needs. Holistic protection and planning is what you need to ensure you and your family are well-covered regardless of your physical location. Hang Seng Bank offers a broad spectrum of solutions ranging from medication protection to retirement planning, meeting your needs and having you covered through your wonderful journey of life.

Family and health protection

  • Comprehensive worldwide medical protection
  • Professional global healthcare experts at your service
  • 24-hour Mandarin enquiry hotline1

Life and critical illness protection

  • Diversified protection against severe illness
  • Extra reserve for quality local or overseas medical solutions
  • Comprehensive compensation mechanism

Plan for children’s future

  • Protection solutions for all-round upbringing
  • Secure your children’s great future
  • Annual dividends and education cash for local or overseas education

Inheritance and preservation of capital

  • Cross-Border financial planning and legacy arrangement
  • Wealth accumulation and protection all-in-one
  • Flexible payment terms and guaranteed crediting interest rate options

Contact us

Open an account with us

24-hour hotline

(852) 2822 8282 (Hong Kong)

4001 20 8282 (Mainland2)

Visit our branches



  1. Only applicable to some of the medical protection plans offered by Hang Seng Bank.
  2. The Toll-free Enquiry Hotline allows you to contact us for free even while staying on the Mainland. This hotline is applicable to enquiries on general personal banking services only but not applicable to enquiries/transactions of investment related matters. The toll-free hotline can be accessed from mobile lines, fixed telephone lines, payphones and call cards and is free of IDD charges. Please contact the relevant service supplier for details. Hang Seng Bank Limited (the "Bank") assumes no responsibilities for such service. Customer agrees to be bound by the terms and conditions for the service provided by service providers, which may be amended from time to time. For any claims, disputes and complaints regarding such service and information, customer should refer directly to service providers.
  3. The website is primarily intended for those who access it from within Hong Kong. Products and services referred to in this website are offered only in jurisdictions where and when they may be lawfully offered by the Hang Seng Bank Group ("the Bank").The material on these pages are not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. Persons accessing these pages are required to inform themselves about and observe any relevant restrictions.