Insurance & MPF

Discover a suitable protection solution

Find the best-suited plan to meet your protection needs

Hang Seng Bank offers you Qualifying Deferred Annuity Policy (“QDAP”), Voluntary Health Insurance Scheme (“VHIS”) Certified Plan and MPF Tax Deductible Voluntary Contributions (“TVC”) solutions, so you can protect yourself and your family while planning for a better future with up to HKD68,000 tax savings per tax assessment year. 

If you wish to have a desired retirement life, earlier planning is needed. We offer you various protection solutions, from annuity and wealth accumulation to medical protection, for you to get prepared and enjoy your fruitful rewards.

Upon starting work, you might put a lot of effort to build your career and become the breadwinner of your family. Therefore, it is important to prepare sufficient life and medical protection for you and your beloved family. We offer diversified protection plans with affordable premiums, to help you balancing expenditure efficiently while enjoying suitable protection with your budget.

Wealth needs to be accumulated gradually. We offer you a series of saving tools, not only to help you effectively grow wealth but provide you with life protection at the same time. So you can achieve your saving goals with ease and less impacted from market volatility.

We should arrange a comprehensive protection for our beloved family in order to avoid unpredictable shocks. We offer several protection solutions to meet family needs, helping you to not only balance your family expenditure but also to fully protect them and you.


Everyone would hope to get appropriate treatment for any unfortunate illness, to grasp the best moment for cure. We offer different medical solutions with comprehensive protection to provide you and your family with the most reliable support.

Regardless of traveling overseas for business or pleasure, a well-prepared plan, including personal and your belongings protection, is necessary. We provide you with diversified protection solutions so you can feel at ease and enjoy every trip.

Featured products

5-Year eEndowment Life Insurance Plan

  • Provides a Guaranteed Cash Value upon maturity for reaching saving goals
  • Various currency options with a minimum premium of HKD600 per month        
Terms and conditions apply, please note the relevant product risks. 5-Year eEndowment Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.

eFamilyPro Life Insurance Plan

  • Four levels of Sum Insured, from HKD500,000 to HKD3,000,000 to suit various family needs
  • Monthly premium is fixed for 10-year terms and will be adjusted every 10 years
Terms and conditions apply, please note the relevant product risks. eFamilyPro Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.

Call us

Life Insurance

(852) 2198 7838

Service hours:

Mon to Fri: 9:00am to 5:30pm

Sat: 9:00am to 1:00pm

Closed on Sunday and Public Holidays

General Insurance

(852) 2998 9888

Service hours:

24 hours, enquiry only

Medical Insurance

(852) 2998 9886

Service hours:

Mon to Fri: 9:00am to 6:00pm

Sat: 9:00am to 1:00pm

Closed on Sunday and Public Holidays

Need more help?

Visit our branches

Make an eAppointment

Footnote

Other point(s) to note

  1. Hang Seng Bank Limited shall have the right in accordance with the related guideline from regulators and relevant regulations to reject all insurance applications accepted retrospectively and to cease acting as agent of that policy accordingly.
  2. QBE General Insurance (Hong Kong) Limited shall have the right in accordance with the related guideline from regulators and relevant regulations to cancel all insurance applications of the concerned customers and / or to cancel the all insurance applications accepted retrospectively and no claim shall be paid arising from such policies concerned.
  3. All General Insurance products except Travelsure
    1. Hang Seng Bank Limited as agent shall not accept insurance application(s) from customer(s) with correspondence or residential address(es) in Japan.
    2. Hang Seng Bank Limited as agent shall accept insurance application(s) from customer with Japanese nationality only if the policy holder self-declares whom does not maintain any residential or correspondence address in Japan.
  4. For HomeCare, Household, Fire and Property All Risk Products:
  5. Hang Seng Bank Limited as agent shall not accept insurance application(s) where the insured property is in Japan.

Remarks