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    See what coverage people like you are getting

    Take a quiz in just a few minutes to discover the insurance plans that people like you are getting.1,2

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    Featured products

    SteadyPay Guaranteed Annuity Insurance Plan

    • Offer 100% guaranteed income with up to 5% guaranteed internal rate of return3
    • Start receiving a steady monthly income4 from the 2nd Monthiversary, make your retirement planning simple
    • If the Life Insured passes away, the beneficiaries will receive a lump-sum death benefit or the remaining annuity income during the annuity period5
    Apply
    T&C applies. Please note the relevant product risks. Underwritten by Hang Seng Insurance Company Limited.

    eIncomePro Deferred Annuity Plan (100% Guaranteed)

    • Enjoy Monthly Guaranteed Annuity Income for 10 years with life protection and free accidental death benefit for short premium payment period of 5 years
    • Certified as Qualifying Deferred Annuity Policy thus relevant premiums are qualified for tax deductions
    • Easy online application with guaranteed acceptance
    Apply now
    View details
    Terms and Conditions apply, please note the relevant product risks. eIncomePro Deferred Annuity Plan (100% Guaranteed) is underwritten by Hang Seng Insurance Company Limited.

    CouponPower Guaranteed Life Insurance Plan

    • 10-year guaranteed income stream with monthly "pocket money"
    • Annualised guaranteed rate of return up to 4.14%
    • Guaranteed breakeven period as short as 3 years
    • Coverage for lung and breast cancer
    • Extra accidental death benefit
    Apply now
    View details
    CouponPower Guaranteed Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.

    About Underwriters

    Life Insurance

    Hang Seng Insurance Company Limited

    Hang Seng Insurance Company Limited, a wholly-owned subsidiary of Hang Seng Bank, is authorised and regulated by the Insurance Authority. Hang Seng Bank is an insurance agent authorised by Hang Seng Insurance Company Limited.

    Hang Seng Insurance Company Limited

    Customer Service Hotline: (852) 2198 7838

    Email: life_ins@hangseng.com

    In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between “Hang Seng Bank” and you out of the selling process or processing of the related insurance product transaction, “Hang Seng Bank” will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the insurance products should be resolved between “Hang Seng Insurance” and you directly.

    Chubb Insurance Hong Kong Limited

    Chubb Insurance Hong Kong Limited ("Chubb"), a wholly-owned subsidiary of Chubb Limited, is authorised and regulated by the Insurance Authority in Hong Kong. Hang Seng Bank is an insurance agent authorised by Chubb Insurance Hong Kong Limited.

    Chubb Insurance Hong Kong Limited
    39/F, One Taikoo Place, 979 King’s Road,
    Quarry Bay, Hong Kong
    Telephone number: (852) 3191 6668

    In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and the customer out of the selling process or processing of the related transaction, Hang Seng Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the insurance product, underwriting, claims and policy service should be resolved directly between Chubb and the customer.

    HSBC Life (International) Limited

    HSBC Life (International) Limited ("HSBC Life") is authorised and regulated by the Hong Kong Insurance Authority. We're an insurance agency authorised by HSBC Life for the distribution of the Voluntary Health Insurance Scheme Series and group medical schemes.

    HSBC Life (International) Limited
    18/F, Tower 1, HSBC Centre, 1 Sham Mong Road, Kowloon, Hong Kong 

    Telephone number:

    (852) 2583 8000  (Voluntary Health Insurance Scheme)

    (852) 2198 8000 (Group Schemes)

    In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and you out of the selling process or processing of the related transaction, Hang Seng Bank is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the insurance products should be resolved between the HSBC Life and you directly.

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    Life Insurance

    (852) 2198 7838

    Service hours:

    Mon to Fri: 9:00am to 5:30pm

    Sat: 9:00am to 1:00pm

    Closed on Sunday and Public Holidays

    General Insurance

    (852) 2998 9888

    Service hours:

    Mon to Fri: 9:00am to 5:30pm

    Closed on Saturday, Sunday and Public Holidays

    Medical Insurance

    (852) 2998 9886

    Service hours:

    Mon to Fri: 9:00am to 7:00pm

    Sat: 9:00am to 1:00pm

    Closed on Sunday and Public Holidays

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    Footnote

    Other point(s) to note

    1. Hang Seng Bank Limited shall have the right in accordance with the related guideline from regulators and relevant regulations to reject all insurance applications accepted retrospectively and to cease acting as agent of that policy accordingly.
    2. All General Insurance products except Travelsure
      1. Hang Seng Bank Limited as agent shall not accept insurance application(s) from customer(s) with correspondence or residential address(es) in Japan.
      2. Hang Seng Bank Limited as agent shall accept insurance application(s) from customer with Japanese nationality only if the policy holder self-declares whom does not maintain any residential or correspondence address in Japan.
    3. For HomeCare, Household, Fire and Property All Risk Products:
    4. Hang Seng Bank Limited as agent shall not accept insurance application(s) where the insured property is in Japan.

    Remarks

    1. The answers and information provided in the quiz will only be used to generate the quiz results.
    2. The analysis and results generated from this quiz is for your reference only. It does not constitute nor is it intended to be construed as any financial need analysis, professional advice, offer, solicitation or recommendation to purchase any of the insurance products.
    3. This internal rate of return is subject to your chosen policy term, policy currency and the discounted (if applicable) premium amount.
    4. You can receive a Monthly Guaranteed Annuity Income starting from the 2nd Monthiversary of the policy term until policy maturity (i.e. 10th, 15th or 20th Policy Anniversary) of the Basic Plan. The Monthly Guaranteed Annuity Income will be proportionally reduced in case the Policy has been partially surrendered. We will make all Monthly Guaranteed Annuity Income payments under this Policy in the Settlement Currency. "Settlement Currency" means the currency in which all payments from Hang Seng Insurance shall be made, which is set at Policy Currency, or you may indicate to us in writing if you prefer Hong Kong Dollars. However, Hang Seng Insurance has the final discretion in determining which currency applies.
    5. Your beneficiaries will receive the higher of: 101% of the Total Premium Paid (minus the aggregate amount of Monthly Guaranteed Annuity Income you've already received); or 101% of the Guaranteed Cash Value. Any outstanding debt at the date of death of the Life Insured will be deducted from the final payout. To receive the remaining Monthly Guaranteed Annuity Income as monthly income, the Policyholder must provide written instructions, which we must accept and record while the Life Insured is alive. The beneficiaries can't change the Death Benefit payout instruction set by the Policyholder, and they can't surrender the policy.