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    Don't forget to finish reading and grab your exclusive reward

    You are a:

    Promising youngster

    As a youngster with huge potential, you start to build your career and life. At the same time, you'll also take on more financial responsibilities and prepare for the future.

    Insurance may not be your top priority for now, but preparing coverage as early as possible can save you unnecessary troubles in the future.

    As a youngster with huge potential, you start to build your career and life. At the same time, you'll also take on more financial responsibilities and prepare for the future.

    As a homemaker, taking care of your family is no doubt a top priority, but you also have to take care of yourself so family expenses won't be affected in case of accident.

    As a youngster with huge potential, you start to build your career and life. At the same time, you'll also take on more financial responsibilities and prepare for the future.

    Your hard-earned money can be saved and accumulated if used appropriately. You can easily cope with unexpected events without having to worry about sudden huge expenses.

    As a youngster with huge potential, you start to build your career and life. At the same time, you'll also take on more financial responsibilities and prepare for the future.

    Despite working flexibly is chic, freelancers / self-employed people usually lack the protection from employee benefits. A well-planned coverage will go a long way in providing financial support for you and your family in case of any accident.

    As a youngster with huge potential, you start to build your career and life. At the same time, you'll also take on more financial responsibilities and prepare for the future.

    Besides taking care of your business, you should also be mindful of your financial condition or protection, so that you won't face a heavy financial burden in case of accident or illness.

    As a youngster with huge potential, you start to build your career and life. At the same time, you'll also take on more financial responsibilities and prepare for the future.

    Without a stable income, it is even more important to plan ahead for unexpected expenses. In case of accidents or illness, some degree of coverage will alleviate your financial burden.

    As a youngster with huge potential, you start to build your career and life. At the same time, you'll also take on more financial responsibilities and prepare for the future.

    Congratulations on reaching the stage of financial freedom at such a young age! You can still think of ways to continue to grow your wealth, so that your best life won't be disrupted.

    You are a:

    Robust adult

    In the golden stage of your life, you can go all steam ahead with your career. Yet, you still need to be vigilant to cope with different changes.

    In addition to enhancing your competitiveness and concentrating on your advanced studies, you have to prepare ahead so that you can cope with ease when something unfortunate happens.

    In the golden stage of your life, you can go all steam ahead with your career. Yet, you still need to be vigilant to cope with different changes.

    As a homemaker, taking care of your family is no doubt a top priority, but you also have to take care of yourself so family expenses won't be affected in case of accident.

    In the golden stage of your life, you can go all steam ahead with your career. Yet, you still need to be vigilant to cope with different changes.

    Your hard-earned money can be saved and accumulated if used appropriately. You can easily cope with unexpected events without having to worry about sudden huge expenses.

    In the golden stage of your life, you can go all steam ahead with your career. Yet, you still need to be vigilant to cope with different changes.

    Freelancers / self-employed people often live from hand to mouth. In case of accident or illness, not only will your livelihood be affected, but you'll also have to worry about related expenses. Moreover, self-employed people lack the retirement protection provided by employers, so it's important to prepare for life now and retirement.

    In the golden stage of your life, you can go all steam ahead with your career. Yet, you still need to be vigilant to cope with different changes.

    Business is everchanging, and so is life. Learning to make good use of various insurance plans can help grow and maintain your wealth, so you can face any crisis without fear.

    In the golden stage of your life, you can go all steam ahead with your career. Yet, you still need to be vigilant to cope with different changes.

    In between jobs? Allow yourself a breath before starting afresh and take the time to plan your future. For example, think of whether there is sufficient protection to reduce the financial burden of treatment and the impact on your livelihood if you get sick.

    In the golden stage of your life, you can go all steam ahead with your career. Yet, you still need to be vigilant to cope with different changes.

    Congratulations on reaching the stage of financial freedom at such a young age! You can still think of ways to continue to grow your wealth, so that your best life won't be disrupted.

    You are a:

    Family-loving partner

    Whether you're working toward a goal with your partner or enjoying a happy life as two, it's important to reach a financial consensus with your significant other.

    You can help ease your spouse's financial burden even you're studying. Check if your existing coverage is enough to save you from huge expenses in case of accident or illness.

    Whether you're working toward a goal with your partner or enjoying a happy life as two, it's important to reach a financial consensus with your significant other.

    Being a full-time homemaker is a restless job and you have to take care of everything. You should also plan ahead on protecting yourself so family expenses won't be affected in case of accident.

    Whether you're working toward a goal with your partner or enjoying a happy life as two, it's important to reach a financial consensus with your significant other.

    As a couple, you both work hard, but is your current coverage enough? An unfortunate accident can bring heavy financial burden, so prepare ahead for you and your loved one to maintain the quality of life.

    Whether you're working toward a goal with your partner or enjoying a happy life as two, it's important to reach a financial consensus with your significant other.

    Despite a more flexible work schedule to handle family matters, freelancers / self-employed people lack the protection from employee benefits. A well-planned coverage will go a long way in providing financial support for you and your family in case of any accident.

    Whether you're working toward a goal with your partner or enjoying a happy life as two, it's important to reach a financial consensus with your significant other.

    As the boss, apart from managing your company, you also need to make plans and protect your family. If things go south, you won't be in a spin.

    Whether you're working toward a goal with your partner or enjoying a happy life as two, it's important to reach a financial consensus with your significant other.

    No matter you're finding the right time to get back in the game or taking a break, you can see if you and your spouse are covered with financial support to face everything with peace of mind in case of unexpected incidents.

    Whether you're working toward a goal with your partner or enjoying a happy life as two, it's important to reach a financial consensus with your significant other.

    While enjoy financial freedom, remember to check if your protection and savings are sufficient for unexpected incidents. In case of illness and accident, you still have sufficient financial support to help you tackle related expenses without affecting your retirement plans.

    You are a:

    Proud parent

    As a parent, there's no doubt that you need to take care of everything for your family. Although it may be challenging, it's satisfying to see your loved ones live a happy and stable life.

    Besides undertaking study, you have to prepare ahead so that you can take care of the whole family when something unfortunate happens.

    As a parent, there's no doubt that you need to take care of everything for your family. Although it may be challenging, it's satisfying to see your loved ones live a happy and stable life.

    As a parent, there's no doubt that you need to take care of everything for your family. Although it may be challenging, it's satisfying to see your loved ones live a happy and stable life.

    As a parent, there's no doubt that you need to take care of everything for your family. Although it may be challenging, it's satisfying to see your loved ones live a happy and stable life.

    Despite working flexibly is chic, freelancers / self-employed people usually lack the protection from employee benefits. A well-planned coverage will go a long way in providing financial support for you and your family.

    As a parent, there's no doubt that you need to take care of everything for your family. Although it may be challenging, it's satisfying to see your loved ones live a happy and stable life.

    As the boss, apart from managing your company, you also need to make plans and protect your family. If things go south, you won't be in a spin.

    As a parent, there's no doubt that you need to take care of everything for your family. Although it may be challenging, it's satisfying to see your loved ones live a happy and stable life.

    Without a stable income, it is still important to plan ahead for unexpected expenses. In case of accidents or illness, some degree of coverage will alleviate your financial burden.

    As a parent, there's no doubt that you need to take care of everything for your family. Although it may be challenging, it's satisfying to see your loved ones live a happy and stable life.

    When enjoying life after financial freedom, you should also pay attention to whether your savings are sufficient to handle unexpected expenses.

    You are a:

    Seasoned golden-ager

    You've worked hard for long and accumulated lots of experience along the way. It's time to plan for your retirement life.

    Whether you want to continue your studies or enjoy life to the fullest, you need to prepare in advance for a carefree retirement life. The ideal life is to enjoy passive income or to have sufficient savings before retirement, so that you don’t have to worry about expenses after retirement.

    You've worked hard for long and accumulated lots of experience along the way. It's time to plan for your retirement life.

    Being a homemaker is a life-long career, you'll get more me-time and personal space. That's why you should prepare your savings or passive income in advance to enjoy life to the fullest.

    You've worked hard for long and accumulated lots of experience along the way. It's time to plan for your retirement life.

    Whether you want to travel the world, continue your studies or enjoy life to the fullest, you need to prepare in advance for a carefree retirement life. The ideal life is to enjoy passive income or to have sufficient savings before retirement, so that you don’t have to worry about expenses after retirement.

    You've worked hard for long and accumulated lots of experience along the way. It's time to plan for your retirement life.

    Being a freelancers / self-employed people may have you accustomed to a certain flexibility – so it would be great to continue that style after you retire too. Moreover, you may lack the retirement protection provided by companies, so it's important to prepare for your current and retirement life.

    You've worked hard for long and accumulated lots of experience along the way. It's time to plan for your retirement life.

    After devoting your energy in building a business empire for so long, have you ever imagined what retirement would look like? Take control of your retirement just like you call the shots in your company, so you don't have to worry about retirement expenses.

    You've worked hard for long and accumulated lots of experience along the way. It's time to plan for your retirement life.

    Without a stable income, it is still important to plan ahead for unexpected expenses after retirement in future. In case of accidents or illness, some degree of coverage will alleviate your financial burden.

    You've worked hard for long and accumulated lots of experience along the way. It's time to plan for your retirement life.

    When enjoying life after financial freedom, you should also pay attention to whether your savings are sufficient to handle unexpected expenses.

    You are a:

    Carefree retiree

    You've worked hard for long and it's time to start your retirement plan or live your retirement life to the fullest.

    As there's no end for learning, while you're eager to enhance your knowledge, remember to make sure you have sufficient funds for unexpected incidents, so that you can live and learn with peace of mind.

    You've worked hard for long and it's time to start your retirement plan or live your retirement life to the fullest.

    Being a homemaker is a life-long career, you'll get more me-time and personal space. Apart from the living expenses given by your kids, you should prepare your savings or passive income in advance to enjoy life to the fullest.

    You've worked hard for long and it's time to start your retirement plan or live your retirement life to the fullest.

    It's completely normal to return to work after retirement. Whether you want to earn some extra expenses or pass time, you can plan how to make good use of this income.

    You've worked hard for long and it's time to start your retirement plan or live your retirement life to the fullest.

    Being a freelancers / self-employed people doesn't have a retirement age limit – so it would be great to continue your flexible working style or plan your retirement life. Moreover, you may lack the retirement protection provided by companies, so it's important to prepare for your current and retirement life.

    You've worked hard for long and it's time to start your retirement plan or live your retirement life to the fullest.

    After running the company for so long, it may be time to step down from the front line and take a rest. The long-planned retirement plan can finally be implemented and you can enjoy a carefree retirement life!

    You've worked hard for long and it's time to start your retirement plan or live your retirement life to the fullest.

    It's completely normal to return to work after retirement. Whether you want to earn some extra expenses or pass time, you can plan how to make good use of this income.

    You've worked hard for long and it's time to start your retirement plan or live your retirement life to the fullest.

    You worked hard to maintain your quality of life. That's why the coverage prepared ahead not only allows you to live a breezy life, but also does it let you face unexpected incidents with ease.

    See what coverage people like you are getting

    Question 1 of 8
    Question 1/8
    What is your gender?
    What is your age group?
    Are you married?
    Are you providing for your children or other family members?
    Family members include spouse, parents, grandparents, etc.
    What is your current job?
    Approximately how much assets do you have?
    Assets include cash, investments, time deposits, properties, etc.
    Do you have any mortgages or loans currently?
    Mortgage or loans include property mortgage, vehicle loan, personal loan and card spendings, etc.
    Approximately how much is your monthly expenses?
    Expenses include recurring expenses and sundry spendings (except mortgage payments).
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    Protection selected by Promising youngster tooltips

    The references below are ranked by the protection popularity, so let's take a look at which coverage people like you would choose.

    Top 1: Life protection

    Data shows that 70.32% of customers who have similar background to you hold life insurance.

    Even though you don't have much to worry financially, it's always better to plan ahead and prepare for the future. In case of unexpected accidents, your expenses won't increase drastically.

    Based on the results and calculations, the life insurance coverage you need is HKD tooltips.

    You can consider the following online insurance plans. It only takes a few simple steps to top up your insurance coverage. Act now and you can even enjoy extra limited-time offers!

    Want to check out other plans?

    You can view other life protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Data shows that 15.86% of customers who have similar background to you hold wealth insurance.

    If you don't want to be penny-pinching when travelling, hang out with friends or going shopping, you should grow a savings habit and plan your finances, so you won't be worried about living from paycheque to paycheque.

    Saving insurance*, for instance, can help you earn stable returns and grow your savings. When choosing products, pay attention to different levels of protection to align with your own financial goals.

    As an example, savings insurance returns can be divided into guaranteed or non-guaranteed. Guaranteed returns are the amount of money policyholders are certain to receive when the policy expires, while non-guaranteed returns are estimated based on past rates of return and may vary from the expected amount.

    If your goal is to earn stable returns, in addition to understanding the non-guaranteed returns of the product, you can also pay attention to the guaranteed returns of the product.

    *Remarks: These are life insurance plans with saving elements and not equivalent or similar to any kind of bank deposit.

    Want to check out other plans?

    You can view other wealth protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    If you're unfortunately diagnosed with cancer, surgery and follow-up treatment may not only incur a large sum of medical expenses, but will also affect your working ability.

    Plan ahead for rainy days, so you don't have to worry about the medical expenses of a cancer diagnosis. You can consider the following critical illness protection plans available for online application, it only takes a few simple steps to get you covered. Act now and you can even enjoy extra limited-times offers!

    Want to check out other plans?

    You can view other critical illness protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    When it comes to medical coverage, do you have the mindset of "nah, I'm still young and if anything happens to me, I'll just to go to public hospitals, that doesn't cost me much"? In fact, public medical resources are in short supply, and the waiting time to receive treatment in public hospitals can take years, making it easy to miss the best treatment time.

    If you don't want to be left no choice when facing an accident or illness, you can consider the following medical insurance plans that can be applied online with a few simple steps to finish application.

    Want to check out other plans?

    You can view other medical protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    At such young age, do you think retirement is not on the horizon? In fact, the earlier you start planning, the more time you have to grow your retirement funds and prepare for a breezy retirement life.

    According to the data from the Census and Statistics Department (C&SD) in 2019/2020 , the average monthly expense of retired households is HKD25,151*. On the other hand, the average life expectancy of Hong Kong people is getting longer and longer. According to data from C&SD , the average life expectancy of Hong Kong males and females has increased from 67.8 years and 75.3 years in 1971 to 81.3 years and 87.2 years in 2022 respectively*.

    Whether to continue working after retirement age should be a personal choice rather than being forced by circumstances. Make financial planning early to secure your retirement life.

    *Remarks: The above information is based on the publication <2019/20 Household Expenditure Survey> of Jun 2021 and  of Aug 2023 issued by the Census and Statistics Department in its website. The HKSAR government is the intellectual property rights owner of such statistical information.

    Want to check out other plans?

    You can view other retirement protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Protection selected by Robust adult tooltips

    The references below are ranked by the protection popularity, so let's take a look at which coverage people like you would choose.

    Top 1: Life protection

    Data shows that 35.46% of customers who have similar background to you hold life insurance.

    Even though you don't have much to worry financially, it's always better to plan ahead and prepare for the future. In case of unexpected accidents, your expenses won't increase drastically.

    Based on the results and calculations, the life insurance coverage you need is HKD tooltips.

    You can consider the following online insurance plans. It only takes a few simple steps to top up your insurance coverage. Act now and you can even enjoy extra limited-time offers!

    Want to check out other plans?

    You can view other life protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Data shows that 32.34% of customers who have similar background to you hold wealth insurance.

    Some people consider insurance a long-term investment and need to wait a couple years for returns. They often hesitate when they think of funds being held. In fact, there are now some savings insurance with guaranteed returns* that offer different terms to meet the needs of customers. The principal can be returned in as fast as 1 year with a pretty attractive rate of return.

    You can consider the following insurance plans which only takes a few simple steps to apply online and grow your wealth. Act now and you can even enjoy extra limited-times offers!

    *Remarks: These are life insurance plans with saving elements and not equivalent or similar to any kind of bank deposit.

    Want to check out other plans?

    You can view other wealth protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    While working hard to earn money, you must also have fantasised about your enjoyable retirement life. However, in fact, when you retire without a fixed income, you may have to save and spend carefully.

    If you want to live a breezy life after retirement, the best way is to prepare ahead a stable source of income for retirement. You can consider annuity plans which are available online to cover your retirement life in just a few simple steps.

    Want to check out other plans?

    You can view other retirement protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    When it comes to medical coverage, do you have the mindset of "nah, I'm still young and if anything happens to me, I'll just to go to public hospitals, that doesn't cost me much"? In fact, public medical resources are in short supply, and the waiting time to receive treatment in public hospitals can take years, making it easy to miss the best treatment time.

    If you don't want to be left no choice when facing an accident or illness, you can consider the following medical insurance plans that can be applied online with a few simple steps to finish application.

    Want to check out other plans?

    You can view other medical protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Now that cancer is more common and diagnosed at a younger age, don't ignore the potential risk just because you're healthy. In fact, you should get critical illness coverage when you're in good shape, because when cancer symptoms start showing, it'll be difficult or more expensive to find suitable coverage or even be denied coverage.

    Plan ahead for rainy days, so you don't have to worry about the medical expenses of a cancer diagnosis. You can consider the following critical illness protection plans available for online application, it only takes a few simple steps to get you covered. Act now and you can even enjoy extra limited-times offers!

    Want to check out other plans?

    You can view other critical illness protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Protection selected by Family-loving partner tooltips

    The references below are ranked by the protection popularity, so let's take a look at which coverage people like you would choose.

    Top 1: Life protection

    Data shows that 44.63% of customers who have similar background to you hold life insurance.

    It is blessed that two people can support each other to maintain a family. But don’t forget that you still need life insurance as backup to ensure that if something unexpected happens to you, your partner will not be put in a sad and difficult situation.

    Based on the results and calculations, the life insurance coverage you need is HKD tooltips.

    You can consider the following online insurance plans. It only takes a few simple steps to top up your insurance coverage. Act now and you can even enjoy extra limited-time offers!

    Want to check out other plans?

    You can view other life protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Data shows that 27.77% of customers who have similar background to you hold wealth insurance.

    Whether it's a renovation plan for your home or travelling around the world with your spouse, financial planning can make it easier to achieve every goal for your family.

    Saving insurance*, for instance, can help you earn stable returns and grow your savings. When choosing products, pay attention to different levels of protection to align with your own financial goals.

    As an example, savings insurance returns can be divided into guaranteed or non-guaranteed. Guaranteed returns are the amount of money policyholders are certain to receive when the policy expires, while non-guaranteed returns are estimated based on past rates of return and may vary from the expected amount.

    If your goal is to earn stable returns, in addition to understanding the non-guaranteed returns of the product, you can also pay attention to the guaranteed returns of the product.

    *Remarks: These are life insurance plans with saving elements and not equivalent or similar to any kind of bank deposit.

    Want to check out other plans?

    You can view other wealth protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Besides bringing home the bacon, you should also plan your own retirement life. Prepare in advance to live a worry-free life after retirement and reduce the financial burden on your loved ones.

    According to the data from the Census and Statistics Department (C&SD) in 2019/2020, the average monthly expense of retired households is HKD25,151*. On the other hand, the average life expectancy of Hong Kong people is getting longer and longer. According to data from C&SD, the average life expectancy of Hong Kong males and females has increased from 67.8 years and 75.3 years in 1971 to 81.3 years and 87.2 years in 2022 respectively*.

    Whether to continue working after retirement age should be a personal choice rather than being forced by circumstances. Make financial planning early to secure your retirement life.

    *Remarks: The above information is based on the publication <2019/20 Household Expenditure Survey> of Jun 2021 and <Hong Kong Life Tables> of Aug 2023 issued by the Census and Statistics Department in its website. The HKSAR government is the intellectual property rights owner of such statistical information.

    Want to check out other plans?

    You can view other retirement protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    If you become seriously ill or need to be hospitalised due to an accident, not only will your family finance be impacted, but your spouse may even need to quit their job to take care of you.

    If you don't want to be left no choice when facing an accident or illness, you can consider the following medical insurance plans that can be applied online with a few simple steps to finish application.

    Want to check out other plans?

    You can view other medical protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Health is our biggest treasure. Even if you're unfortunately diagnosed with cancer, the life and financial burden of you and your spouse won't be increased by treatment and huge medical expenses.

    Plan ahead for rainy days, so you don't have to worry about the medical expenses of a cancer diagnosis. You can consider the following critical illness protection plans available for online application, it only takes a few simple steps to get you covered. Act now and you can even enjoy extra limited-times offers!

    Want to check out other plans?

    You can view other critical illness protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Protection selected by Proud parent tooltips

    The references below are ranked by the protection popularity, so let's take a look at which coverage people like you would choose.

    Top 1: Life protection

    Data shows that 45.18% of customers who have similar background to you hold life insurance.

    While enjoying spending time with your beloved ones, have you ever imagined whether your family finances will be seriously affected if you have encountered a fatal accident? You children's education budget may even be affected. That's why 45.18% of Hang Seng customers with similar backgrounds to you also choose life insurance plans to provide financial support to their loved ones and maintain their quality of life.

    Based on the results and calculations, the life insurance coverage you need is HKD tooltips.

    You can consider the following online insurance plans. It only takes a few simple steps to top up your insurance coverage. Act now and you can even enjoy extra limited-time offers!

    Want to check out other plans?

    You can view other life protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Data shows that 34.34% of customers who have similar background to you hold wealth insurance.

    Whether it's a renovation plan for your home or your children's education fund, financial planning can make it easier to achieve every goal for your family.

    Saving insurance*, for instance, can help you earn stable returns and grow your savings. When choosing products, pay attention to different levels of protection to align with your own financial goals.

    As an example, savings insurance returns can be divided into guaranteed or non-guaranteed. Guaranteed returns are the amount of money policyholders are certain to receive when the policy expires, while non-guaranteed returns are estimated based on past rates of return and may vary from the expected amount.

    If your goal is to earn stable returns, in addition to understanding the non-guaranteed returns of the product, you can also pay attention to the guaranteed returns of the product.

    *Remarks: These are life insurance plans with saving elements and not equivalent or similar to any kind of bank deposit.

    Want to check out other plans?

    You can view other wealth protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Besides taking care of your family, you should also plan your own retirement life. Prepare in advance to live a worry-free life after retirement and reduce the financial burden on your loved ones.

    According to the data from the Census and Statistics Department (C&SD) in 2019/2020, the average monthly expense of retired households is HKD25,151*. On the other hand, the average life expectancy of Hong Kong people is getting longer and longer. According to data from C&SD, the average life expectancy of Hong Kong males and females has increased from 67.8 years and 75.3 years in 1971 to 81.3 years and 87.2 years in 2022 respectively*.

    Whether to continue working after retirement age should be a personal choice rather than being forced by circumstances. Make financial planning early to secure your retirement life.

    *Remarks: The above information is based on the publication <2019/20 Household Expenditure Survey> of Jun 2021 and <Hong Kong Life Tables> of Aug 2023 issued by the Census and Statistics Department in its website. The HKSAR government is the  intellectual property rights owner of such statistical information.

    Want to check out other plans?

    You can view other retirement protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    If you become seriously ill or needs to be hospitalised due to an accident, your income and family finance will be impacted and worse, your kids may lose their caregiver.

    If you don't want to be left no choice when facing an accident or illness, you can consider the following medical insurance plans that can be applied online with a few simple steps to finish application.

    Want to check out other plans?

    You can view other medical protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    If you're unfortunately diagnosed with cancer, surgery and follow-up treatment may not only incur a large medical expenses, but will also make it difficult to take care of your family.

    Plan ahead for rainy days, so you don't have to worry about the medical expenses of a cancer diagnosis. You can consider the following critical illness protection plans available for online application, it only takes a few simple steps to get you covered. Act now and you can even enjoy extra limited-times offers!

    Want to check out other plans?

    You can view other critical illness protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Protection selected by Seasoned golden-ager tooltips

    The references below are ranked by the protection popularity, so let's take a look at which coverage people like you would choose.

    Top 1: Wealth protection

    Data shows that 49.92% of customers who have similar background to you hold wealth insurance.

    It's common to reserve more savings for retirement to live comfortably and be prepared for inflation rate. If you want to make your savings grow without taking too much risk, you can consider savings insurance* with guaranteed returns. The principal can be returned in as fast as 1 year with guaranteed return.

    You can consider the following insurance plans which only takes a few simple steps to apply online and grow your wealth. Act now and you can even enjoy extra limited-times offers!

    *Remarks: These are life insurance plans with saving elements and not equivalent or similar to any kind of bank deposit.

    Want to check out other plans?

    You can view other wealth protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Data shows that 42.90% of customers who have similar background to you hold retirement insurance.

    When the average life expectancy is getting longer, retirement life also extends relatively. It's normal to fear that insufficient savings will affect your quality of life when you no longer have a fixed income.

    If you don't want to worry about income and expenses every day after retirement, you can consider the following annuity plans which are available online. You can prepare monthly passive income in advance and apply for tax deduction to grow your savings.

    Want to check out other plans?

    You can view other retirement protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Having experienced ups and downs in life, you know that accidents are always unexpected. That's why it's important to prepare in advance. Even if you unfortunately pass away, you can provide financial support to your loved ones and ensure their quality of life.

    Based on the results and calculations, the life insurance coverage you need is HKD tooltips.

    You can consider the following online insurance plans. It only takes a few simple steps to top up your insurance coverage. Act now and you can even enjoy extra limited-time offers!

    Want to check out other plans?

    You can view other life protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    As you get older, it's time to start taking better care of your health. If you need to be hospitalised for a long time in case of illness or accident, you can lessen the burden of medical expenses.

    You can consider the following medical insurance plans that can be applied online with just a few simple steps.

    Want to check out other plans?

    You can view other medical protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Health is our biggest treasure. Even if you're unfortunately diagnosed with cancer, your retirement life won't be disrupted by huge medical expenses.

    You can consider the following critical illness protection plans that are available for online application, it only takes a few simple step to get you covered. Act now and you can even enjoy extra limited-times offers!

    Want to check out other plans?

    You can view other critical illness protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Protection selected by Carefree retiree tooltips

    The references below are ranked by the protection popularity, so let's take a look at which coverage people like you would choose.

    Top 1: Wealth protection

    Data shows that 64.98% of customers who have similar background to you hold wealth insurance.

    It's common to reserve more savings for retirement to live comfortably. Some savings insurance plans* with guaranteed returns can return the principal and a good return rate in as fast as one year.

    *Remarks: These are life insurance plans with saving elements and not equivalent or similar to any kind of bank deposit.

    Want to check out other plans?

    You can view other wealth protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Data shows that 57.93% of customers who have similar background to you hold retirement insurance.

    Many people plan ahead and get their retirement life covered as early as possible, so that they can have passive income for daily expenses and cross off their bucket lists after retirement.

    Want to check out other plans?

    You can view other retirement protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    No matter how old you are, you don't want you family to be affected in the event of any accident encountered by you. Especially as we grow older, it's important to prepare in advance. Even if you unfortunately pass away, you can provide financial support to your loved ones and ensure their quality of life.

    Want to check out other plans?

    You can view other life protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Medical bills can be another major expense besides livelihood after retirement. As we age, we're more likely to be hospitalised for mild illness or routine check-ups. That's why medical insurance is here to save you from the heavy burden.

    Want to check out other plans?

    You can view other medical protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

    Health is our biggest treasure. Even if you're unfortunately diagnosed with cancer, your retirement life won't be disrupted by huge medical expenses.

    Want to check out other plans?

    You can view other critical illness protection plans on Hang Seng Bank Website, or make an appointment to learn about your personalised protection solution.

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    Remarks

    1. This is a rate of Guaranteed Cash Value upon maturity of USD plan with first year premium discount included. Terms and conditions apply. Limited Quota.
    2. This is a rate of Guaranteed Cash Value upon maturity of USD plan in annual payment mode with first year premium discount included. Terms and conditions apply. Limited Quota.
    3. IRR depends on your chosen accumulation period and payment mode.
    4. eIncomePro Deferred Annuity Plan (100% Guaranteed) is certified by the Insurance Authority ("IA") as a Qualifying Deferred Annuity Policy ("QDAP"). However, the IA certification is not a recommendation or endorsement of the policy nor does it guarantee the commercial merits of the policy or its performance. It does not mean the policy is suitable for all policyholders nor is it an endorsement of its suitability for any particular policyholder or class of policyholders. The policy has been certified by the IA but such certification does not imply official recommendation. The IA does not take any responsibility for the contents of the product brochure of the policy, makes no representation as to its accuracy or completeness, expressly disclaims any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of the product brochure of the policy. The QDAP status of this product does not necessarily mean you are eligible for tax deduction available for QDAP premiums paid. This product’s QDAP status is based on the features of the product as well as certification by the IA and not the facts of your own situation. You must also meet all the eligibility requirements set out under the Inland Revenue Ordinance and any guidance issued by the Inland Revenue Department of the HKSAR before you can claim these tax deductions. Any general tax information provided is for your reference only, and you should not make any tax-related decisions based on such information alone. Please note that only the premium paid net of any marketing offers (e.g. discount, premium waiver, etc.) might be eligible for tax concession and the actual tax benefits of this Policy depend on your personal tax position (e.g. salaries income and assessable profits) and you should always consult a professional tax advisor if you have any doubts. Please note that the tax law, regulations or interpretations are subject to change and may affect related tax benefits including the eligibility criteria for tax deduction. We have no responsibility to inform you about any changes in the laws and regulations or interpretations, and how they may affect you. Further information on tax concessions applicable to QDAPs may be found at www.ia.org.hk.
    5. Monthly Guaranteed Annuity Income is payable on each monthiversary starting from the commencement date of the Annuity Period4. The Monthly Guaranteed Annuity Income will be directly deposited into the designated Hang Seng Bank saving account.
    6. Annuity Period refers to the period during which Monthly Guaranteed Annuity Income is payable. The Annuity Period of eIncomePro Deferred Annuity Plan (100% Guaranteed) is 10 years.
    7. This is a rate of premium refund upon maturity of annual payment mode with no benefits have been paid or become payable under any Supplementary Benefits. Terms and conditions apply.
    8. Please update the Hang Seng Olive App to the latest version in order to get the rewards. Terms and Conditions of the offer apply. Click the Promotion Terms and Conditions for details. This quiz is provided by Hang Seng Bank Limited., and is not affiliated with Apple Inc. / Google LLC.