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IMPORTANT RISK WARNINGS

Investors should note that investment involves risks (including the possibility of loss of the capital invested), prices of fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read the relevant fund's offering documents (including the full text of the risk factors stated therein (in particular those associated with investments in emerging markets for funds investing in emerging markets)) in detail before making any investment decision.
Comprehensive Choices to Meet Your Investment Needs


Note: For information relating to funds managed by Hang Seng Investment Management Limited, you can visit the fund manager's website at http://www.hangsenginvestment.com.
 
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For Commercial Customers


Simply call your Relationship Manager to open an account.


Note:This service is only applicable to personal customers and is not applicable to commercial customers.



The investment decision is yours but you should not invest in a fund unless the intermediary who sells it to you has explained to you that the fund is suitable for you having regard to your financial situation, investment experience and investment objectives.