Exclusive Privileges in Recognition of Your Superior Status

In every facet of life, including banking , lifestyle pursuits and beyond, enjoy an array of fabulous rewards and benefits especially selected for you.

Banking Product Privileges

Investment Fund1

  • Fund subscription fee for existing customers who have Investment Funds Account:
    - Index Funds: net 1.2%
    - Bond Funds: net 1.5%
    - Other Funds: net 2%


  • 40% discount on securities custody fee
  • 50% discount on deposit charge for buy orders of local securities
  • 1,000 free real-time quotes of HK stocks and A shares per month respectively

Life Insurance2

  • Enjoy first year premium discount upon successful enrolment of any designated Life Insurance Plans and reaching designated annualized premium amount

Time Deposit3

  • Preferential time deposit interest rate for HKD and other currencies

Secured Overdraft Facility4

  • Interest rate P-1.5% p.a. in the first year

Unsecured Overdraft Facility

  • Perpetual annual fee waiver
  • Preferential interest rate

Personal Instalment Loan

  • Preferential interest rate

  • Handling fee waiver

Mortgage Service

  • Enjoy Prepayment Handling Fee waiver (HK$800) for the first partial repayment after the designated prepayment period


Join Now

Upon joining Prestige Banking, you will receive a wealth of welcome privileges and enjoy a 12-month monthly fee waiver1 with an opening Total Relationship Balance2 of as low as HKD500,000.

Welcome to make the prestigious advantages yours!


*Customer must not hold any accounts or products with Hang Seng Bank and must be a permanent resident aged over 18 and under 65 residing and locating in Hong Kong.
^It is only applicable to customers who access it from within Hong Kong. If you have needs in managing wealth across the border,  please make an appointment with us.

To borrow or not to borrow? Borrow only if you can repay!

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