Exclusive Privileges in Recognition of Your Superior Status

In every facet of life, including banking , lifestyle pursuits and beyond, enjoy an array of fabulous rewards and benefits especially selected for you.

Banking Product Privileges

Investment Fund1

  • Fund Subscription Fee Offer:
    - Bond Funds: net 1.5%
    - Other Funds: net 2%

Foreign Currency Exchange Service

  • Preferential foreign exchange rates


HK Stocks & A shares Offer
  • 40% discount on securities custody fee
  • 50% discount on deposit charge for buy orders of local securities
  • 1,000 free real-time quotes of HK stocks and A shares per month respectively

US Stocks Promotion Offer2
  • Brokerage fee waiver for the first 10 trades per month for US stocks transactions conducted through Hang Seng Invest Express Mobile App in the first 6 months after Service Activation Date. Prestige Banking customers can enjoy extra 1-month fee waiver.

Life Insurance

Insurance Plan Offer
“eCancerPro Insurance Plan” or “eFamilyPro Life Insurance Plan” Successfully apply for the dedicated life insurance plan with promotion code during promotional period to enjoy a 6-month premium waiver3
  • Please call our hotline at 2 9 9 8 8 0 3 8 for the plan details and obtaining dedicated promotion code
  • This plan is underwritten by Hang Seng Insurance Company Limited
“eIncomePro Deferred Annuity Plan (100% Guaranteed)” Plan early for your passive income. Successfully apply for eIncomePro Deferred Annuity Plan (100% Guaranteed) with designated promo code 3IPC10 and pay the premiums with Annual Payment Mode with your Hang Seng Credit Card during promotional period to enjoy 10X Cash Dollars Rebate / yuu Points4
Other Designed Life Insurance Products Successfully apply designed life insurance product to enjoy first-year premium discount
  • Please visit hangseng.com/lifeinsurance for details

Time Deposit5

  • Designated annual interest rates on New Fund Time Deposit based on deposit amount and tenor

Secured Overdraft Facility6

  • Enjoy interest rate of P-1.5% p.a. in the first year for Asset Link Secured Overdraft Facility

Unsecured Overdraft Facility

  • Perpetual annual fee waiver
  • Preferential interest rate

Personal Instalment Loan

  • Preferential interest rate

  • Handling fee waiver

Mortgage Service

  • Enjoy Prepayment Handling Fee waiver for the first partial repayment after the designated prepayment period


Join Now

Upon joining Prestige Banking, you will receive a wealth of welcome privileges and enjoy designated grace period for fund-in without below balance monthly fee1.

Welcome to make the prestigious advantages yours!


i. Customer must not hold any accounts or products with Hang Seng Bank and must be a permanent resident aged over 18 and under 65 residing and locating in Hong Kong.
ii. Customer must hold at least one Hang Seng Bank account (including passbook and statement savings accounts) and must be aged over 18 and under 65 residing and locating in Hong Kong.
iii. It is only applicable to customers who access it from within Hong Kong. If you have needs in managing wealth across the border, please make an appointment with us.

To borrow or not to borrow? Borrow only if you can repay!

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