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    Hang Seng enJoy Visa Platinum Card

    Apply now

    Apply for Hang Seng enJoy Visa Platinum Card now and earn up to 120,000 yuu Points welcome offer!

    Apply now

    Hang Seng enJoy Visa Platinum Card

    Apply now

    Apply for Hang Seng enJoy Visa Platinum Card now and earn up to 120,000 yuu Points welcome offer!

    Apply now

    Hang Seng enJoy Visa Platinum Card

    Apply now

    Apply for Hang Seng enJoy Visa Platinum Card now and earn up to 120,000 yuu Points welcome offer!

    Apply now

    Key features

    Up to 50% discount on dining offers

    Treat yourself and enjoy appetising cuisines at selected restaurants at great value all year round, including up to 50% off for Maxim's Chinese Cuisine. Learn more

    Up to 8% off on spendings at designated merchants year-round

    Enjoy up to 8% discount at Wellcome, 6% at Mannings and 5% at 7-Eleven on selected days every month. Learn more

    Upgraded exclusive year-round discount

    Spend at over 1,700 designated merchants and around 400 dining outlets including IKEA, Starbucks, Pizzahut, KFC, etc. to enjoy exclusive benefits. Learn more

    Earn up to 4× yuu Points year-round (equivalent to 2% rebate)

    Redeem your yuu Points as cash (200 yuu Points = HKD1) or use them for e-coupons and fabulous gifts. Learn more

    Perpetual annual fee waiver

    Enjoy perpetual annual fee waiver for both principal and supplementary cardholders.

    Register and link enJoy Card to yuu Reward Points Programme

    You can register as yuu Reward Points Programme member and link your enJoy Card via yuu App or any local 7-Eleven to earn yuu Points faster and redeem merchant e-coupons / flash offers!

    Learn more

    enJoy Spending Card

    enJoy Spending Card[1] is linked to your personal Hang Seng Hong Kong Dollar deposit account; upon spending at any merchant, transaction amount will be debited to the enJoy Spending Card account instantly.

    Whenever your card account balance falls below the required amount for a transaction, your enJoy Spending Card will be automatically reloaded to settle the payment.

    You can earn yuu Reward Points and enjoy exclusive year-round discount at Designated Merchants.

    Latest offers

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    Apply for your card in a few steps and manage it with Hang Seng Mobile App. Download now!

    Scan QR code to visit Hang Seng Personal Banking mobile app

    Download Hang Seng Mobile App via APK file

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    +FUN Centre reward platform

    Discover exclusive concert priority bookings, travel deals and shopping perks with your credit card!

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    Split your card spending

    Split your bills and manage your spending with ease.

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    Related services

    Submit documents online

    You can easily submit supporting documents online to speed up the approval process for your credit card application.

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    Activate your credit card

    Just enter the card's CVV via Hang Seng Mobile App after receiving your physical card for instant activation, no extra info needed.

    Learn more

    Add card to mobile wallet

    Simply add your Hang Seng Credit Cards to your device and enjoy contactless payments whenever you are, without a physical card.

    Learn more

    Need help?

    Chat with H A R O

    Get 24/7 support from our Virtual Assistant.

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    Call us

    24-hour Hang Seng enJoy Visa Platinum Card Customer Service Hotline: (852) 2998 8222

    24-hour Report Lost Card Hotline: (852) 2836 0838

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    Remark(s)

    Other point(s) to note

    1. Terms and conditions apply. Offers are available upon successful application and/or registration, subject to meeting the applicable eligible spending requirements.
    2. To borrow or not to borrow? Borrow only if you can repay!
    3. Android, Google Play and the Google Play logo are trademarks of Google LLC.
    4. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc.

    Remark(s)

    1. enJoy Spending Card
      • enJoy Spending Card account is a non-interest bearing account. Funds maintained in the enJoy Spending Card account are not protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong.
      • The amount of each auto top-up is HKD300 or HKD500, depending on your choice upon application. The daily and monthly auto top-up limits are HKD1,000 and HKD30,000 respectively.
      • If the balance of your deposit account linked to the enJoy Spending Card is insufficient to cover the automatic reload, the auto top-up service will be cancelled. The relevant transaction will also be cancelled as a result of insufficient balance in the enJoy Spending Card.
      • "Octopus Automatic Add-Value Service" is not applicable to enJoy Spending Card.