Join Preferred Banking to enjoy welcome rewards up to $2,000
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All your banking needs, on one convenient platform.

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Starting from 1 August 2019, there is no below balance fee for Preferred Banking. Enjoy all the privileges and services offered by Preferred Banking for free by simply maintaining a Total Relationship Balance of HKD200,000 or hold the below products:

Product Holdings Required Total Relationship Balance7 Requirement
Life Insurance plan8 / Investment account with holding9 / Auto-payroll service through Preferred Banking Account10 HKD20,000
Mortgage-Link Loan Scheme11 HKD50,000
Scan QR code to visit Hang Seng Personal Banking mobile app
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*Customer must not hold any accounts or products with Hang Seng Bank and must be a permanent resident aged over 18 and under 65 residing and locating in Hong Kong.
^It is only applicable to customers who access it from within Hong Kong. If you have needs in managing wealth across the border, please make an appointment with us.

To borrow or not to borrow? Borrow only if you can repay!