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Apply Now! Open a Preferred Banking account with relevant transactions to enjoy fabulous welcome offer. Please note that investment involves risks. Terms and conditions apply. You can refer to our branch staff or call our 24-hour Preferred Banking Manned hotline 2822 8228 for details.
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All your banking needs, on one convenient platform.

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Enjoy all the privileges and services offered by Preferred Banking for free by simply maintaining a Total Relationship Balance of HKD200,000 or hold the below products:<br><br>text text text text text text

Product Holdings Required Total Relationship Balance7 Requirement
Life Insurance plan8 / Investment account with holding9 / Auto-payroll service10 HKD20,000
Mortgage-Link Loan Scheme11 HKD50,000

Starting from 1 August 2019, we will review your account from time to time and in case your Total Relationship Balance is below HKD200,000 and do not hold the above products, you will not be charged below balance fee, however we may notify you in advance to convert your Preferred account to Integrated Account.

For new customers, you can visit our branches for opening a Preferred Banking account.
New Customer

Visit our branches

For existing customers, you can upgrade your account to Preferred Banking easily via Hang Seng Personal e-Banking.
Existing Customer

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To borrow or not to borrow? Borrow only if you can repay!