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Enjoy all the privileges and services offered by Preferred Banking for free by simply maintaining a Total Relationship Balance of HKD200,000 or hold the below products:<br><br>text text text text text text
|Product Holdings Required||Total Relationship Balance7 Requirement|
|Life Insurance plan8 / Investment account with holding9 / Auto-payroll service10||HKD20,000|
|Mortgage-Link Loan Scheme11||HKD50,000|
Starting from 1 August 2019, we will review your account from time to time and in case your Total Relationship Balance is below HKD200,000 and do not hold the above products, you will not be charged below balance fee, however we may notify you in advance to convert your Preferred account to Integrated Account.