Preferential Pricing

Open an account and apply for designated Hang Seng Credit Card to enjoy a series of rewards

All-in-one Banking Solution

Let your dreams take flight! Through Hang Seng Green Banking Account, you can manage your finances and get started on your new journey of money management.

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Utilize comprehensive tools for easy banking

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Settle bills via convenient payments and transfer method

Enjoy exclusive Green Banking services with better pricing

Exclusive Privileges

Always enjoy an advantage with all your banking needs.

Integrated Account	Monthly fee waiver⁽¹⁾ during your period of studies and in the first 3 years after graduation
Stock Quotes	500 free online real-time stock quotes per month⁽²⁾
Travelsure Protection Plans⁽³⁾	Discount offers⁽³⁾
Hang Seng Credit Cards*	Perpetual fee waiver⁽⁴⁾
Exchange / Deposit / Withdrawal of Foreign Currency	Handling fee waiver⁽⁵⁾
Set up / Amendment of Direct Debit Authorisation and Standing Instructions	Handling fee waiver⁽⁶⁾
No-Bounce Cheque / Autopay Protection	Handling fee waiver for protection up to HK$3,500⁽⁷⁾
Purchase of Gift Cheque	50% discount on handling fee
AutoSweeping Service⁽⁸⁾	✔
Currency Switching Service	✔

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No monthly fee and minimum balance requirement
Free upgrade to Preferred Banking upon graduation, with no monthly fee required in the first 3 years

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Existing Customers

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- Notes
- - (1) Upon customer’s graduation, the Integrated Account of Green Banking (“Green Banking”) will be upgraded to Integrated Account of Preferred Banking (“Preferred Banking”) automatically and the monthly fee waiver period will be extended for three years.
    
    Standard monthly fee for Preferred Banking will be applied from the ^{37^th} month after their graduation. Customer can enjoy the monthly fee waiver in the following month if he/ she maintains a monthly Total Relationship Balance of HK$20,000 or above (or its equivalent) and fulfills the designated criteria in the past calendar month. If customer cancels or does not fulfill the designated criteria, the standard monthly fee for Preferred Banking will be applied. For offer details, terms and conditions, please approach the Bank’s staff. The Bank reserves the right to apply the standard monthly fee of Integrated Account upon further notice if the customers continue to hold the said account after the fee waiver period.
  - (2) The real-time quote service is only applicable to Green Banking customers who have successfully opened Securities Accounts with the Bank. Each Hang Seng Personal e-Banking customer is only entitled to ONE real-time quote service plan. All quotes of securities, prices and indexes are for reference only. The Bank and its information providers will make their best endeavours to ensure that the information is accurate, but are not responsible for any damage that may arise as a result of any information inaccuracy or omission. Enquiries for real-time quotes of HK Stocks/ A Shares via Hang Seng Personal e-Banking may be subject to real-time quote service fees. For details, please refer to the fees and charges information of Hang Seng Securities Services Charges (Applicable to Personal Customers).
  - (3) The Travelsure Protection Plan is underwritten by QBE General Insurance (Hong Kong) Limited which is authorized and regulated in Hong Kong by the Insurance Authority. The Bank is an insurance agent authorized by QBE General Insurance (Hong Kong) Limited. For details of the discount offers, please refer to http://www.hangseng.com/travelsure.
  - (4) Customers holding the Green Banking can enjoy the Perpetual Annual Fee Waiver for one Hang Seng Credit Card. The Perpetual Annual Fee Waiver is not applicable to existing Principal Card customers applying for an extra Hang Seng Credit Card. If any customer holds more than one Hang Seng Credit Card, the perpetual annual fee waiver will be applicable to the credit card with the highest annual fee (including Hang Seng Platinum Card, if applicable), but is not applicable to Visa Infinite, World MasterCard, Corporate Cards, Commercial Cards, USD Visa Gold Cards and Private Label Cards. Annual fees already paid will not be reimbursed.
  - (5) Green Banking customers (per account) who withdraw the foreign currency notes subject to the following limits in one single day are entitled to the handling fee waiver - Up to USD: 1,500 / JPY: 150,000 / Other currencies: 500 units in foreign currency.
  - (6) The offer is applicable to Green Banking Account.
  - (7) Customers' Current Account may enjoy no-bounce cheque and autopay protection of up to HKD3,500, subject to other terms determined by the Bank. An unauthorised overdraft handling fee of HKD120 will be charged and interest will be calculated using the prevailing unauthorised overdraft interest rate. For details, please refer to the relevant Service Directory.
  - (8) If Customer’s HKD Current Account is overdrawn or the line of credit is exceeded (subject to a daily total overdraft / excess amount of HKD20,000 or below), the required funds will be transferred automatically on the next to their HKD Current Accounts. This service is free of charge. If customers wish to terminate this service, they should call 2822 0288 or visit any of our branches to request cancellation of the service.

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Preferential Pricing

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