(1)Upon customer’s graduation, the Integrated Account of Green Banking (“Green Banking”) will be upgraded to Integrated Account of Preferred Banking (“Preferred Banking”) automatically.
(2)The real-time quote service is only applicable to Green Banking customers who have successfully opened Securities Accounts with the Bank. Each Hang Seng Personal e-Banking customer is only entitled to ONE real-time quote service plan. All quotes of securities, prices and indexes are for reference only. The Bank and its information providers will make their best endeavours to ensure that the information is accurate, but are not responsible for any damage that may arise as a result of any information inaccuracy or omission. Enquiries for real-time quotes of HK Stocks/ A Shares via Hang Seng Personal e-Banking/Hang Seng Invest Express may be subject to real-time quote service fees. For details, please refer to the fees and charges information of Hang Seng Securities Services Charges (Applicable to Personal Customers).
(3)The Travelsure Protection Plan is underwritten by QBE General Insurance (Hong Kong) Limited which is authorized and regulated in Hong Kong by the Insurance Authority. Hang Seng Bank Limited ("Hang Seng Bank") is an insurance agent authorized by QBE General Insurance (Hong Kong) Limited for the distribution of this Plan. For details of the discount offers, please refer to http://www.hangseng.com/travelsure.
(4)Customers holding the Green Banking can enjoy the Perpetual Annual Fee Waiver for one Hang Seng Credit Card. The Perpetual Annual Fee Waiver is not applicable to existing Principal Card customers applying for an extra Hang Seng Credit Card. If any customer holds more than one Hang Seng Credit Card, the perpetual annual fee waiver will be applicable to the credit card with the highest annual fee (including Hang Seng Platinum Card, if applicable), but is not applicable to Visa Infinite, World MasterCard, Corporate Cards, Commercial Cards, USD Visa Gold Cards and Private Label Cards. Annual fees already paid will not be reimbursed.
(5)The offer is applicable to Green Banking Account.
(6)Customers' Current Account may enjoy no-bounce cheque and autopay protection of up to HKD3,500, subject to other terms determined by the Bank. An unauthorised overdraft handling fee of HKD120 will be charged and interest will be calculated using the prevailing unauthorised overdraft interest rate. For details, please refer to the relevant Service Directory.
(7)If Customer’s HKD Current Account is overdrawn or the line of credit is exceeded (subject to a daily total overdraft / excess amount of HKD20,000 or below), the required funds will be transferred automatically on the next to their HKD Current Accounts. This service is free of charge. If customers wish to terminate this service, they should call 2822 0288 or visit any of our branches to request cancellation of the service.
Investors should note that all investment involves risks. Prices of securities may go up as well as down and may even become valueless. Investors should not only base on this website alone to make any investment decision, but should read in detail the relevant Risk Disclosure Statements.