Time to have your own credit card and enjoy exclusive online shopping rewards
Interest-free instalment and protection for online spending
University / College Affinity Card customers can enjoy a variety of special offers(1) at designated universities / colleges, and interest-free instalments plus Cash Dollar(2) rewards on tuition fee payments*
(1)Customers may enquire the relevant merchants / associations for the latest offers before undertaking transaction. Hang Seng and the relevant merchants / associations will not be liable for any loss to customers due to changes of the offers. Hang Seng and each relevant merchant / association reserve the right to revise the Terms and Conditions of each corresponding offer from time to time. In case of any dispute, Hang Seng and each relevant merchant / association reserve the right of final decision.
(2)Use of Cash Dollars and / or Merchant Dollars is subject to Hang Seng Credit Card Membership Rewards Programme and / or other relevant terms and conditions. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.
(3)Customers holding the Green Banking can enjoy the Perpetual Annual Fee Waiver for one Hang Seng Credit Card. The Perpetual Annual Fee Waiver is not applicable to existing Principal Card customers applying for an extra Hang Seng Credit Card. If any customer currently holds more than one Hang Seng Credit Card, the perpetual annual fee waiver will be applicable to the credit card with the highest annual fee (including Hang Seng Platinum Card, if applicable), but is not applicable to Visa Infinite, World MasterCard, Corporate Cards, Commercial Cards, USD Visa Gold Cards and Private Label Cards. Annual fees already paid will not be reimbursed.