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    Prestige Banking

    Exclusive Privileges in Recognition of Your Superior Status

    In every facet of life, including banking , lifestyle pursuits and beyond, enjoy an array of fabulous rewards and benefits especially selected for you.

    Hang Seng Prestige World Mastercard®

    You can enjoy priority approval1 and welcome offer of up to $800 Cash Dollars, plus perpetual annual fee waiver with unsurpassed benefits across gourmet, travel, shopping and other remarkable privileges to enrich your lifestyle. Besides, with its built-in Mastercard Contactless Payment Function, the Prestige World Mastercard makes your spending experience more convenient than ever.
     

    Special Privileges

    Gourmet Delights
    • • A variety of culinary offers up to 15% off at world-class hotels and Michelin-starred restaurants
    Travel the World
    • • Airport Limousine Service
    • • Worldwide Airport Lounge Privilege
    24-hour Personal Concierge and Emergency Service
    • • With a single phone call, you can arrange a trip, reserve the best restaurant table or even obtain emergency services such as plumbing repairs and towing assistance
    Other Fabulous Privileges
    • • Perpetual annual fee waiver (covering up to 3 supplementary cards)
    • • Up to $600 Cash Dollars welcome offer2
    • • Extra $200 Cash Dollars for new Prestige Banking customer2
    Know More

     

      • 1.The priority approval offer is subject to the final decision of the Bank. The Bank reserves the right to revoke this priority approval offer at its discretion without giving any reason therefor. The Prestige World Mastercard is offered to Prestige Banking customers only. In case of cancellation of the Prestige Banking account, the Prestige World Mastercard will also become invalid. Those exclusive offers that can be enjoyed through the Prestige World Mastercard will also be no longer available.
        2.Promotion period is from 1 July to 31 December 2021. New Credit Card Customers are required to accumulate transaction amount of HKD10,000 within 60 days from the date of new card issuance in order to enjoy $600 Cash Dollars and Existing Credit Card Customers are required to accumulate transaction amount of HKD8,000 within 60 days from the date of new card issuance in order to enjoy $400 Cash Dollars. The welcome offers are not applicable to Principal Card customers who are currently holding and / or have held during any Hang Seng Prestige World Mastercard during the 12 months immediately preceding the date of application. To be entitled to the extra $200 Cash Dollars, customers must be a New Prestige Banking Customer who has opened a new Prestige Banking of the Bank and applies to become a New Credit Card Customer of Hang Seng Prestige World Mastercard, and fulfill the designated offer spending requirement as stated above. For details, terms and conditions, please visit hangseng.com/psewmc.
        Terms and conditions apply to all the products / services and privileges mentioned above. For details, please contact our branch staff, refer to the respective flyer or visit hangseng.com. The Bank reserves the right to suspend, vary or terminate the offers and to amend their terms and conditions at any time without prior notice.

    Join Now

    Upon joining Prestige Banking, you will receive a wealth of welcome privileges and enjoy designated grace period for fund-in without below balance monthly fee1.

    Welcome to make the prestigious advantages yours!

    Apply via mobile?

    View details*

    Apply at branch?

    Book now^

    Already have an account?

    Upgrade now

    *Customer must not hold any accounts or products with Hang Seng Bank and must be a permanent resident aged over 18 and under 65 residing and locating in Hong Kong.
    ^It is only applicable to customers who access it from within Hong Kong. If you have needs in managing wealth across the border,  please make an appointment with us.

      • Monthly Fee
        Customers can enjoy monthly fee waiver for Prestige Banking if the Total Relationship Balance2 of previous month is at HKD1,000,000 or above. If the Total Relationship Balance of previous month is below HKD1,000,000 or HKD500,000, monthly fee for Prestige Banking of HKD40 or HKD340 will be applied respectively. If an auto-payroll service is set up through Prestige account, a monthly fee waiver will also be entitled with Total Relationship Balance of HKD500,000 or its equivalent3.
        (1)Details please refer to the latest welcome offers.
        (2)The Total Relationship Balance is the monthly aggregate balance of the daily average of all deposits, gold accounts, securities, investment funds, utilised overdraft facilities, credit cards cash advances, outstanding balance of personal loans and accumulated premiums paid for the designated life insurance plans distributed by Hang Seng Bank as an agent as well as Hang Seng MPF balance. For sole name integrated account holders, their other joint name account(s) will also be included.
        (3)Please inform your employer to use your Prestige Banking account as your auto-payroll account. As a valid auto-payroll account, integrated account must have auto-payroll transactions for at least two months within the three months period prior to the monthly fee collection date. The monthly fee waiver is applicable to customers who have payroll transactions in HKD only. Please contact our branch staff for offer details and relevant terms and conditions. This offer is subject to change without further notice.
        Hang Seng Bank Limited (the “Bank”) reserves the right to suspend, vary or discontinue any offers and services at anytime without further notice. The Bank also reserves the right to revise any interest rates, fees and charges from time to time subject to the Bank’s notice for any such variation. In case of dispute, the decision of the Bank shall be final.
    To borrow or not to borrow? Borrow only if you can repay!

    Contact Us