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Personal > Prestige Banking > Exclusive Privileges
Prestige Banking
Exclusive Privileges in Recognition of Your Superior Status
In every facet of life, including banking , lifestyle pursuits and beyond, enjoy an array of fabulous rewards and benefits especially selected for you.

Prestige World Mastercard

You can enjoy priority approval1 and perpetual annual fee waiver with unsurpassed benefits across gourmet, travel, shopping and other remarkable privileges2 to enrich your lifestyle. Besides, with its built-in Mastercard Contactless Payment Function, the Prestige World Mastercard makes your spending experience more convenient than ever.
 

Special Privileges

Extravagant Rewards
  • • Up to 15x Cash Dollars Overseas Spending / Online Shopping / Interest-free Instalment Purchase Reward
  • • Up to 10x Cash Dollars Weekend Local Dining Reward
Gourmet Delights
  • • A variety of culinary offers up to 20% off at world-class hotels and Michelin-starred restaurants
Travel the World
  • • Airport Limousine Service
  • • Worldwide Airport Lounge Privilege
  • • Mastercard Flight Delay Pass
  • • Banyan Tree Hotels & Resorts Privileges
  • • Fabulous travel privileges for you, from VIP treatments at luxurious properties across the globe, access to some of the most celebrated and legendary golfing landmarks in the world, to hiring a car
24-hour Personal Concierge and Emergency Service
  • • With a single phone call, you can arrange a trip, reserve the best restaurant table or even obtain emergency services such as plumbing repairs and towing assistance
Birthday Delights
  • • Enjoy special birthday offers, including W HONG KONG, The Mira Hong Kong, MiraSpa, Mira Dining, CHUAN Spa, JW Marriot Hotel Hong Kong, East Ocean Gourmet Group, Laithwaites Direct Wines and $200 Cash Dollars Birthday Reward (with accumulated transaction upon designated amount within your birthday month)
Other Fabulous Privileges
  • • Perpetual annual fee waiver (covering up to 3 supplementary cards)
  • • $400 Cash Dollars welcome offer
  • • Extra $200 Cash Dollars for online application
Know More

 

    • (1)The priority approval offer is subject to the final decision of the Bank. The Bank reserves the right to revoke this priority approval offer at its discretion without giving any reason therefor. The Prestige World Mastercard is offered to Prestige Banking customers only. In case of cancellation of the Prestige Banking account, the Prestige World Mastercard will also become invalid. Those exclusive offers that can be enjoyed through the Prestige World Mastercard will also be no longer available.
      (2)For details, terms and conditions, please visit hangseng.com/psewmc.
      Terms and conditions apply to all the products / services and privileges mentioned above. For details, please contact our branch staff, refer to the respective flyer or visit hangseng.com. The Bank reserves the right to suspend, vary or terminate the offers and to amend their terms and conditions at any time without prior notice.

Join Now

Upon joining Prestige Banking, you will receive a wealth of welcome privileges and enjoy a 12-month monthly fee waiver1 with an opening Total Relationship Balance2 of as low as HKD500,000.

Apply now to make the prestigious advantages yours!

For new customers, you can visit our branhes for opening a Preferred Banking account.
New Customers

Visit our branches

For new customers, you can visit our branhes for opening a Preferred Banking account.
Existing Customer

Upgrade now

    • Monthly Fee
      Customers can enjoy monthly fee waiver for Prestige Banking if the Total Relationship Balance of previous month is at HKD1,000,000 or above. If the Total Relationship Balance of previous month is below HKD1,000,000 or HKD500,000, monthly fee for Prestige Banking of HKD40 or HKD340 will be applied respectively. If an auto-payroll service is set up through Prestige account, a monthly fee waiver will also be entitled with Total Relationship Balance of HKD500,000 or its equivalent3.
      (1)Details please refer to latest welcome offers.
      (2)The Total Relationship Balance is the monthly aggregate balance of the daily average of all deposits, gold accounts, securities, investment funds, utilised overdraft facilities, credit cards cash advances, outstanding balance of personal loans and accumulated premiums paid for the designated life insurance plans distributed by Hang Seng Bank as an agent as well as Hang Seng MPF balance. For sole name integrated account holders, their other joint name account(s) will also be included.
      (3)Please inform your employer to use your Prestige Banking account as your auto-payroll account. As a valid auto-payroll account, integrated account must have auto-payroll transactions for at least two months within the three months period prior to the monthly fee collection date. The monthly fee waiver is applicable to customers who have payroll transactions in HKD only. Please contact our branch staff for offer details and relevant terms and conditions. This offer is subject to change without further notice.
      Hang Seng Bank Limited (the “Bank”) reserves the right to suspend, vary or discontinue any offers and services at anytime without further notice. The Bank also reserves the right to revise any interest rates, fees and charges from time to time subject to the Bank’s notice for any such variation. In case of dispute, the decision of the Bank shall be final.
To borrow or not to borrow? Borrow only if you can repay!
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