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Personal > Prestige Banking > Exclusive Privileges
Prestige Banking
Exclusive Privileges in Recognition of Your Superior Status
In every facet of life, including banking , lifestyle pursuits and beyond, enjoy an array of fabulous rewards and benefits especially selected for you.

Hang Seng Prestige World Mastercard®

You can enjoy priority approval1 and perpetual annual fee waiver with unsurpassed benefits across gourmet, travel, shopping and other remarkable privileges to enrich your lifestyle. Besides, with its built-in Mastercard Contactless Payment Function, the Prestige World Mastercard makes your spending experience more convenient than ever.
 

Special Privileges

Extravagant Rewards
  • •Up to 5% Cash Dollars rebate on local dining spending2
  • •Up to 6% Cash Dollars rebate on overseas spending2
  • •Up to 4% Cash Dollars rebate on online spending2
Gourmet Delights
  • • A variety of culinary offers up to 30% off at world-class hotels and Michelin-starred restaurants
Travel the World
  • • Airport Limousine Service
  • • Worldwide Airport Lounge Privilege
24-hour Personal Concierge and Emergency Service
  • • With a single phone call, you can arrange a trip, reserve the best restaurant table or even obtain emergency services such as plumbing repairs and towing assistance
Birthday Delights
  • • Enjoy your special birthday privileges at InterContinental Hong Kong, W Hong Kong, The Mira Hong Kong, MiraSpa, Mira Dining and Fook Lam Mook
Other Fabulous Privileges
  • • Perpetual annual fee waiver (covering up to 3 supplementary cards)
  • • Up to $400 Cash Dollars welcome offer3
  • • Extra $200 Cash Dollars for online application3
Know More

 

    • 1.The priority approval offer is subject to the final decision of the Bank. The Bank reserves the right to revoke this priority approval offer at its discretion without giving any reason therefor. The Prestige World Mastercard is offered to Prestige Banking customers only. In case of cancellation of the Prestige Banking account, the Prestige World Mastercard will also become invalid. Those exclusive offers that can be enjoyed through the Prestige World Mastercard will also be no longer available.
      2.Customers will be entitled to the offers of "Everyday Local Dining Spending Reward" and "Overseas Spending and Online Shopping Reward" simultaneously upon successful registration via hotline or online. The offers will be calculated starting from the registration month, and monthly cap applies to the rebate reward. Hang Seng Bank Ltd (“Hang Seng”) will determine the eligibility of Cardholders to participate in this promotion as well as Eligible Retail Transactions based on the Bank's record and at the sole and absolute discretion of Hang Seng. Completion of the Registration does not guarantee the eligibility of a card, transaction(s) or a cardholder for purposes of the offer and the calculation of the extra Cash Dollars rebate. For details, please visit hangseng.com/psewmcoffer.
      3.The promotion period of this offer is from now till 30 June 2020. New Credit Card Customers are required to accumulate transaction amount of HK$10,000 within 60 days from the date of new card issuance in order to enjoy $400 Cash Dollars and Existing Credit Card Customers are required to accumulate transaction amount of HK$8,000 within 60 days from the date of new card issuance in order to enjoy $200 Cash Dollars. The welcome offers are not applicable to Principal Card customers who are currently holding and / or have held in the preceding 12 months any Hang Seng Prestige World Mastercard. To be entitled to the extra $200 Cash Dollars, customers are required to apply Hang Seng Prestige World Mastercard via Hang Seng Personal e-Banking successfully and fulfill the designated offer spending requirement as stated above. For details, terms and conditions, please visit hangseng.com/psewmc.
      Terms and conditions apply to all the products / services and privileges mentioned above. For details, please contact our branch staff, refer to the respective flyer or visit hangseng.com. The Bank reserves the right to suspend, vary or terminate the offers and to amend their terms and conditions at any time without prior notice.

Learn More

Upon joining Prestige Banking, you will receive a wealth of welcome privileges and enjoy a 12-month monthly fee waiver1 with an opening Total Relationship Balance2 of as low as HKD500,000.

Welcome to make the prestigious advantages yours!

For new customers, you can visit our branhes for opening a Preferred Banking account.
New Customers

Apply Now

For new customers, you can visit our branhes for opening a Preferred Banking account.
Existing Customer

Upgrade now

    • Monthly Fee
      Customers can enjoy monthly fee waiver for Prestige Banking if the Total Relationship Balance of previous month is at HKD1,000,000 or above. If the Total Relationship Balance of previous month is below HKD1,000,000 or HKD500,000, monthly fee for Prestige Banking of HKD40 or HKD340 will be applied respectively. If an auto-payroll service is set up through Prestige account, a monthly fee waiver will also be entitled with Total Relationship Balance of HKD500,000 or its equivalent3.
      (1)Details please refer to latest welcome offers.
      (2)The Total Relationship Balance is the monthly aggregate balance of the daily average of all deposits, gold accounts, securities, investment funds, utilised overdraft facilities, credit cards cash advances, outstanding balance of personal loans and accumulated premiums paid for the designated life insurance plans distributed by Hang Seng Bank as an agent as well as Hang Seng MPF balance. For sole name integrated account holders, their other joint name account(s) will also be included.
      (3)Please inform your employer to use your Prestige Banking account as your auto-payroll account. As a valid auto-payroll account, integrated account must have auto-payroll transactions for at least two months within the three months period prior to the monthly fee collection date. The monthly fee waiver is applicable to customers who have payroll transactions in HKD only. Please contact our branch staff for offer details and relevant terms and conditions. This offer is subject to change without further notice.
      Hang Seng Bank Limited (the “Bank”) reserves the right to suspend, vary or discontinue any offers and services at anytime without further notice. The Bank also reserves the right to revise any interest rates, fees and charges from time to time subject to the Bank’s notice for any such variation. In case of dispute, the decision of the Bank shall be final.
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