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    Prestige Banking: Prestige eligibility

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    Prestige eligibility requirement

    How do I qualify as a Prestige customer?

    Customers can enjoy monthly fee waiver for Prestige Banking if the Total Relationship Balance ("TRB") of previous month is at HKD1,000,000 or above.

    TRB includes:

    • Deposits
    • Gold accounts
    • Securities
    • Investment funds
    • Utilized overdraft facilities
    • Credit cards cash advances
    • Outstanding balance of personal loans
    • Accumulated premiums paid for the designated life insurance plans distributed by Hang Seng Bank as an agent as well as Hang Seng MPF balance
    • For sole name integrated account holders, their other joint name account(s) will also be included
    Apply now

    Want to know more about Prestige Banking?

    Apply now

    New customers

    Open accounts via mobile

    You can open account via mobile if you are:

    • Aged 18 to 64 years old
    • Holding HKID and is a Hong Kong tax resident
    • Residing in Hong Kong

    Learn more

    Open account via Branch

    You can make an appointment online in advance before visiting branch to save time. Please bring along the original copy of the documents and information required for opening personal account to any of our branches for account application.

    Book now

    Existing customers

    Open or upgrade account via mobile

    You can open or upgrade an account via mobile if you are:

    • Aged 18 to 64 years old
    • Residing in Hong Kong

    Please note this service is not available to customers who:

    • Only hold Hang Seng credit cards or joint-named Integrated Accounts
    • Already hold a sole-named Prestige Banking account

    Learn more

    Open or upgrade account via Branch

    You can make an appointment online in advance before visiting branch to save time. Please bring along the original copy of the documents and information required for account opening or upgrading to any of our branches for account opening or upgrade application.

    Book now

    Benefits at a glance

    Contact us

    Call us

    Prestige 24-hour Prestige Manned Hotline

    (852) 2998 9188

    Visit our branches

    Find your nearest branch

    Footnote

    Other point(s) to note

    1. Please read Hang Seng Prestige Terms and Conditions.