Enjoy HKD50 cash rewards for first online successful subscription of relevant FX investment products of HKD10,000 or above.
A Capital Protected Investment (CPI) Deposit is a currency-linked structured product involving derivatives, with 100% capital protection at maturity and a chance to enjoy higher potential return. Minimum online investment amount of HKD5,000 only and you can start your forex investment journey with just a few clicks.
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Investor can choose different types of investments according to his/her anticipated exchange rate of the underlying currency pair, namely, Bullish, Bearish or Range.
A CPI deposit can also be classified as American or European according to the basis for determining the type of returns to be received at maturity, which are either potential returns or minimum returns (if any).
At maturity, you can receive the principal and enjoy the following returns (if any) depending on the exchange rate movement of the Underlying Currency Pair :
|Scenario||Returns (if any) to be received at maturity|
|Exchange rate of the Underlying Currency Pair moves as you anticipate||Principal + Potential Return(s)|
|Exchange rate of the Underlying Currency Pair moves against your anticipation||Principal + Minimum Return(s) (if any)|
Please refer to the below examples for illustration.
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You can convert the currency in your account prior to placing your CPI deposit order via Personal e-Banking, automated teller machine or visit our branches. Please note that the CPI deposit order will be rejected if the funds in your account are insufficient to convert to the relevant currency.
You can subscribe from 10:00 a.m. to 4:30 p.m. on trading days Monday through Friday (excluding Hong Kong public holidays, half-day trading, or market disruption days).
After setting up the CPI deposit, customer is not allowed to amend, cancel or terminate the CPI deposit before its maturity date.