Investment

Bonds and Certificates of Deposit (CDs)

Risk Disclosure of Bonds and Certificates of Deposit (CDs) 

Bonds and Certificates of Deposit (CDs) are investment products. The investment decision is yours but you should not invest in a bond/CD unless the intermediary who sells it to you has explained to you that the bond/CD is suitable to you having regard to your financial situation, investment experience and investment objectives. Your intermediary is under a duty to assure that you understand the nature and risks of this product, and that you have sufficient net worth to be able to assume the risks and bear the potential losses of trading in this product.

Certificate of Deposit is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.

Risk Disclosure of Bond Investment Services

Investments involve risk. The price of bonds can and does fluctuate and any individual bond may experience upward or downward movements, and may even become valueless. There is an inherent risk that losses may be incurred rather than profit made as a result of buying and selling bonds. The holder of bonds bears the credit risk of the issuer and has no recourse to Hang Seng Bank Limited unless the latter is the issuer itself.

Your Concern as an Investor

Capitalise on the investment opportunities and add value to the wealth.

Online Trading Service

We provide a wide array of bonds and CDs to help you capture investment opportunities in ever-changing markets. Now, you can also buy, sell, and manage bonds and CDs through the web version of Business e-Banking, making every investment move more flexible and convenient.

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Contact Us

24-hour Commercial Banking Service Hotline
2198 8000
Contact your Relationship Manager

How could Hang Seng Other Investment Services make a difference to you?

All-rounded professional investment products

Including Bond Investment Services and Certificate of Deposit Services, to help you to diversify your portfolio risk and reach your investment goals.

Flexible investment tenors and choices

Provides different investment tenors and service models to suit your investment and hedging needs.

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Notice:

Bonds and Certificate of Deposit (“CD”) trading service via Hang Seng Business e-Banking has been launched on 13 July 2026. The Bank’s Securities Services Fees and Charges (Applicable to Commercial Banking Customers) have been revised and are effective from 13 July 2026. A major change is the introduction of Fees and Charges for trading Secondary Market Bonds. please click here.