Liability Protection

Professional Indemnity Insurance

Coverage Highlights:

Market specialisation

  • Architects, engineers, project managers, surveyors and interior designers
  • Public accountants and company secretaries
  • Property managers and real estate agencies
  • Broadcasters for Radio/television stations, publishers, advertising agents, graphic designers, printers, public relations consultants and event managers
  • Miscellaneous professionals including counsellors, nutritionists and speech therapists
  • Leisure Professionals including beauticians, hairdressers, spa operators, travel agents, health and fitness clubs
  • Qualified Professionals including Lawyers, Accountants and Insurance Brokers
  • School Educators 
  • Consultants in various industries including management consultants, marketing, security, information technology, human resource/recruitment and professional training



  • Broad insuring clause covers any claim for civil liability in the conduct of the business
  • Consultants, Contractors, Subcontractors and Agents (vicarious liability)
  • Defamation
  • Intellectual property infringement
  • Joint Venture Liability
  • Loss of documents
  • Newly Acquired or Created Subsidiaries
  • Run Off Cover for Insured Entity
  • Continuous Cover
  • Legal representation at Investigations
  • Emergency Defence Costs and Legal Representation Expenses
  • Advancement of Defence Costs and Legal Representation Expenses
  • Discovery Period


Contact Us

Contact your Relationship Manager
Contact your Relationship Manager
Call 2198 8000
Call 2198 8000


i. The above general insurance plan ("this Plan") is underwritten by Chubb Insurance Hong Kong Limited (“Chubb”) which is authorised and regulated in Hong Kong SAR by the Insurance Authority. Chubb reserves the right of final approval of the policy issuance. Hang Seng Bank Limited ("Hang Seng Bank") is registered as an insurance agency by the Insurance Authority (License No.: FA3168) and authorised by Chubb for distribution of this Plan. This Plan is a product of Chubb and not Hang Seng Bank. Upon application to this Plan, insurance premium will be payable to Chubb, and Chubb will provide Hang Seng Bank with commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.

ii. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and the customer out of the selling process or processing of the related transaction, Hang Seng Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any   dispute over the contractual terms of the insurance product, underwriting, claims and policy service should be resolved directly between Chubb and the customer.

iii. The above information is intended to be a general summary for reference only. Please refer to the policy wording for exact terms, conditions and details of the exclusions.