Liability Protection

Products Liability Insurance

Why Products Liability Insurance ?

Protects you against legal liability claims or suits arising from products designed, manufactured or supplied by you

We offers Products Liability Insurance for any parties involved in the design, manufacturing and distribution of the products including designers, manufacturers, importers, exporters, wholesalers and retailers. We provide flexible solutions to our clients and are able to tailor our products and coverage to the specific needs of our clients for them to fulfill their contractual requirement.

Coverage Highlights: 

  • Cover third party personal or bodily injury or property damage caused by the product (including the packing, warning or instruction) during the period of insurance
  • Cover legal representation or investigation expenses
  • Worldwide jurisdiction and limit
  • Run-off cover for the insured entity that has been merged, acquired or otherwise ceased to exist or operate during the period of insurance
  • Flexible policy arrangement which you may choose to arrange policy for: 
    • total company’s sales
    • designated markets
    • designated buyers


Optional Extension:

  • Public Liability for Premises and Operation
  • Personal and Advertising Injury
  • Manufacturing Errors & Omission
  • Products Recall Expenses


Contact Us

Contact your Relationship Manager
Contact your Relationship Manager
Call 2198 8000
Call 2198 8000


i. The above general insurance plan ("this Plan") is underwritten by Chubb Insurance Hong Kong Limited (“Chubb”) which is authorised and regulated in Hong Kong SAR by the Insurance Authority. Chubb reserves the right of final approval of the policy issuance. Hang Seng Bank Limited ("Hang Seng Bank") is registered as an insurance agency by the Insurance Authority (License No.: FA3168) and authorised by Chubb for distribution of this Plan. This Plan is a product of Chubb and not Hang Seng Bank. Upon application to this Plan, insurance premium will be payable to Chubb, and Chubb will provide Hang Seng Bank with commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.

ii. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and the customer out of the selling process or processing of the related transaction, Hang Seng Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any   dispute over the contractual terms of the insurance product, underwriting, claims and policy service should be resolved directly between Chubb and the customer.

iii. The above information is intended to be a general summary for reference only. Please refer to the policy wording for exact terms, conditions and details of the exclusions.