Risk Disclosure of Bonds and Certificates of Deposit (CDs) 

Bonds and Certificates of Deposit (CDs) are investment products. The investment decision is yours but you should not invest in a bond/CD unless the intermediary who sells it to you has explained to you that the bond/CD is suitable to you having regard to your financial situation, investment experience and investment objectives. Your intermediary is under a duty to assure that you understand the nature and risks of this product, and that you have sufficient net worth to be able to assume the risks and bear the potential losses of trading in this product.

Certificate of Deposit is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.

Risk Disclosure of Bond Investment Services

Investments involve risk. The price of bonds can and does fluctuate and any individual bond may experience upward or downward movements, and may even become valueless. There is an inherent risk that losses may be incurred rather than profit made as a result of buying and selling bonds. The holder of bonds bears the credit risk of the issuer and has no recourse to Hang Seng Bank Limited unless the latter is the issuer itself.

Your Concern as an Investor

Capitalise on the investment opportunities and add value to the wealth.

Other Investment Services

We provides a wide array of investment products for you to capture the investment opportunities in the ever-changing markets.