Building wealth

Enjoy a quality life with better knowledge in finance

Guides to growing your wealth

Save your money (Early career/Life)

  • Try setting aside some money from your salary in a separate saving pool and use the remaining for your everyday expenses
  • Make the saving process simple and automatic by setting up direct debit from your payroll account to your savings account on payday
  • Make it easy to check your accounts regularly. Monitor your cash flow by reviewing your credit card spending and e-Statements regularly via mobile and online banking services
  • Avoid impulse buys by making a shopping list and make use of credit card privileges to save on your groceries. This will help you save even more
  • Try setting clear saving targets, such as a holiday, a dream car, or a dream home to help figure out how long and how much you need to save for

Grow your wealth (Mid-career/Life)

  • Understand more about your attitude towards investment and risk appetite, evaluate your risk tolerance level before making any investment
  • Take advantage of low initial investment plans [1] with flexible tenor to maximise the potential return and get 100% principle protection when held to maturity. Choose either long-term or short-term investment plans to suit your needs
  • Stay abreast of market updates and be aware of changes in the environment around you

Make your money last (Retirement)

  • You can establish a cash reserve as emgerency funds. Try saving the equivalent of your living expenses for 6 months as emergency funds
  • Enrolling in a suitable medical insurance plan helps diversifying your risk and minimising your medical expenses burden at critical moments
  • Set a realistic target for your retirement planning. Adjust the plan accordingly to ensure that it can last for the next 30 years
Explore our products
5-Year eEndowment Life Insurance Plan
  •  Guaranteed returns upon maturity
  •  A variety of payment options to suit your saving plan 
Terms and Conditions apply, please note the relevant product risks. The above life insurance plan is underwritten by Hang Seng Insurance Company Limited.
Monthly Investment Plan for Funds
  • Start your investment as low as HKD500 per month with free termination at any time
  • Grow your money by regular contributions in advantage of Dollar Cost Averaging
Investment involves risk.
Other points to note
  1. Prices of foreign exchange may go up or down.
  2. All investments involve risks. Investors should note that prices of securities, foreign exchange, commodity and investment products may go up as well as down and past performance is not indicative of future performance. Investors should read the relevant investment offering documents and terms and conditions (including the full text of the risk factors therein) in detail before making any investment decisions.
  3. To borrow or not to borrow? Borrow only if you can repay!
  4. Terms and Conditions apply.