Hang Seng Bank Limited
Business Scale Your Business Lending: SME Financing Guarantee Scheme
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SME Financing Guarantee Scheme

SME Financing Guarantee Scheme

Apply online with ease

Know More  

Your Priority for Financing as an SME Owners:

Helping SMEs obtaining financing by a guarantee provided by the HKMC Insurance Limited ("HKMCI").

SME Financing Guarantee Scheme ("SFGS")¹: 

Providing financing solutions to help you enhance the productivity and competitiveness amid dynamic business environments.

Digital Services

For New Customers:
Apply SFGS Online and Submit Documents
Click Here  
For Existing Customers:
Apply SFGS at our Hang Seng Business e-Banking and Submit Documents
Click Here  

Contact Us 

Call SME Business Loan Hotline
2198 8033
Contact your Relationship Manager

SFGS Main Feature Highlights:

                                 

80% Guarantee Product

Application Process

General digital application process2 

Digitalisation Process

Follow-up by Relationship Manager after online application

Facility Type
  • Instalment Loan
  • Term Loan
  • Revolving Loan
  • Overdraft Facility
  • Trade Facility

Maximum Facility Amount

HK$18,000,000

Maximum Guarantee Period

10 years

 

To borrow or not to borrow? Borrow only if you can repay!

  1. The SFGS is provided by the HKMCI, a wholly-owned subsidiary of the Hong Kong Mortgage Corporation Limited (“HKMC”). A guarantee fee will be applied and is subject to the credit facility amount, bank interest rate and the guarantee coverage as determined by the HKMCI from time to time. For details, please visit the website of the HKMC.
  2. Application will be followed up by a relationship manager. Customers are required to submit the necessary documents to the relationship manager for review and follow-up as requested. Hang Seng reserves the right to request for any relevant supporting documents/information. Hang Seng has absolute discretion to reject any application or to approve a lower loan amount than applied for, without providing any reason. The final approved loan amount, interest rate, fees, and other terms and conditions are subject to the relevant loan documents accepted and signed by the customer. Hang Seng reserves the right of final approval. For any enquiries, please contact your dedicated relationship manager or reach us via the SME Business Loan Hotline at +852 2198 8033.
Reference 

Business Banking

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