People Protection

Business Insurance Solution

Your Priority:

Acquiring one-stop and flexible general insurance solutions to fit your business.

Why Business Insurance Solution?

Protects your business with a package policy offering one-stop solutions under one insurer.


  • Comprises 10 insurance classes which can be taken in whole under a single policy

10 insurance classes
  • Property All Risks
  • Business Interruption
  • Public & Products Liability
  • Miscellaneous Property
  • Inland Transit
  • Money
  • Employees’ Compensation
  • Machinery Breakdown and Electronic Equipment
  • Group Personal Accident
  • Fidelity Guarantee
  • Some classes can be taken up separately as monolines

  • Reduced administration




The above general insurance plan (“Plan”) is underwritten by QBE General Insurance (Hong Kong) Limited which is authorised and regulated in Hong Kong by the Insurance Authority. Hang Seng Bank Limited (“Hang Seng Bank”) is an insurance agent authorised by QBE General Insurance (Hong Kong) Limited for the distribution of this Plan. Premiums will be payable to QBE General Insurance (Hong Kong) Limited upon application of this Plan. QBE General Insurance (Hong Kong) Limited would provide Hang Seng Bank commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.

In respect of an eligible dispute arising between the Hang Seng Bank Limited and the customer out of the selling process or processing of the related transaction, Hang Seng Bank Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE General Insurance (Hong Kong) Limited and the customer.