Mainland China

RMB Commercial Banking Services

RMB Autopay Services

  • These convenient and reliable solutions automate your routine processes to make timely payroll and vender payments, as well as collections of fund receipts in RMB
  • Risks associated with the handling, delivery and distribution of cash can be minimised as the funds are directly credited or debited to your designated accounts on pre-set dates chosen by you
  • Reduce the hassle and time involved in writing a large number of cheques or in case of bounced payments

RMB Commercial Loan Services*

  • To cope with your day to day operations and projects, you can enjoy our RMB commercial loans, including term loans and overdraft facilities, project finance and syndicated loans at competitive pricing based on Hang Seng's RMB Prime Rate

RMB Trade Services & Finance*

  • Offer a comprehensive suite of trade services, covering Documentary Credits issuance & advising, import & export trade finance and Bills Collection
  • Enhance your market competitiveness by offering various trade finance solutions structured with different treasury products for your better management of the RMB exchange rate and interest rate risk

RMB Factoring Services*

  • A total solution supporting your open account trade that encompasses working capital financing in the RMB, accounts receivable management, debt collection and export credit protection services

Contact Us

Call Business Partner Direct
Call Business Partner Direct

Hong Kong: 2198 8000

Mainland Toll-free#: 4001-20-8288

*To borrow or not to borrow? Borrow only if you can repay!

RMB Currency Risk

Renminbi (“RMB”) is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.

  1. The above RMB Commercial Banking Services are bound by relevant terms and conditions. In case of any disputes, the Bank reserves the right of final decision. For more details, terms and conditions, please visit or call 2198 8000.
  2. All the information set out in this document is provided to the best of the Bank’s knowledge and understanding of the relevant laws, rules, regulations, directives and guidelines governing or otherwise applicable to the RMB Savings and / or RMB Current Account ("Renminbi Account"), the Sub-RMB Savings Account under Business Integrated Account ("Sub-Account") and / or RMB Commercial Banking Services. Please refer to any updates which may be published or issued by the Bank and any latest guidelines issued by the relevant authorities governing the same from time to time. Please visit any branch of the Bank or contact our staff for the most updated information on the above.


# 24-hour Business Partner Direct - Mainland (Toll-free) allows you to contact us for free even when staying in Mainland China. This hotline is applicable to general enquiries on commercial banking services only, but not enquiries/transactions of investment related matters. The toll-free hotline can be accessed from mobile lines, fixed telephone lines, payphones and call cards. Please note that Hang Seng Bank Limited (the "Bank") assumes no responsibilities for charges by any phone/telecommunications service providers, as well as all claims, disputes and complaints in relation thereto.