Professional Investment Services

Risk Disclosure of Bonds and Certificates of Deposit (CDs) 

Bonds and Certificates of Deposit (CDs) are investment products. The investment decision is yours but you should not invest in a bond/CD unless the intermediary who sells it to you has explained to you that the bond/CD is suitable to you having regard to your financial situation, investment experience and investment objectives. Your intermediary is under a duty to assure that you understand the nature and risks of this product, and that you have sufficient net worth to be able to assume the risks and bear the potential losses of trading in this product.

Certificate of Deposit is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.

Risk Disclosure of Bond Investment Services

Investments involve risk. The price of bonds can and does fluctuate and any individual bond may experience upward or downward movements, and may even become valueless. There is an inherent risk that losses may be incurred rather than profit made as a result of buying and selling bonds. The holder of bonds bears the credit risk of the issuer and has no recourse to Hang Seng Bank Limited unless the latter is the issuer itself.

Risk Disclosure of FX and Precious Metal Margin Trading Services

Investment involves risks. The above risk disclosure cannot disclose all the risks involved. You should read and understand all the relevant documents and risk disclosure (in particular, the Risk Disclosure Statement contained in the relevant application form) before making any investment decision.

The contents of this webpage have not been reviewed by any regulatory authority in Hong Kong. You are advised to exercise caution in relation to this webpage. If you are uncertain of or do not understand the nature of and the risks involved in leveraged foreign exchange and precious metal trading, you should seek independent professional advice.

Information prepared above is based on sources that are reasonably believes to be reliable. However, the Bank does not guarantee the accuracy, validity or completeness of such information, and no responsibility or liability is accepted in relation to the use of or reliance on any such information whatsoever contained in this website.

The risk of loss in leveraged foreign exchange and precious metal trading can be substantial. You may sustain losses in excess of your initial margin funds. Placing contingent orders, such as “stop-loss” or “stop-limit” orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. You may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, your position may be liquidated. You will remain liable for any resulting deficit in your Account. You should therefore carefully consider whether FX and precious metal margin trading is suitable for you in light of your own financial position and investment objectives.

Renminbi (RMB) is subject to foreign exchange control by the PRC government. If your Margin Trading Contract involves Offshore Renminbi, you are subject to the currency risk of RMB.


Your Concern as an Investor

Capitalise on the investment opportunities and add value to the wealth.

Other Investment Services

We provides a wide array of investment products for you to capture the investment opportunities in the ever-changing markets.

How could Hang Seng Other Investment Services make a difference to you?

All-rounded professional investment products

Including Bond Investment Services, FX and Precious Metal Trading Services and Certificate of Deposit Services, to help you to diversify your portfolio risk and reach your investment goals.

Flexible investment tenors and choices

Provides different investment tenors and service models to suit your investment and hedging needs.