SME Financing Guarantee Scheme 2021 (SFGS: SFGS80, SFGS90, SFGS100) - Lending - Scale Your Business - Business Banking Services

SME Financing Guarantee Scheme

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Your Priority for Financing as an SME Owners:

Helping SMEs obtaining financing by a guarantee provided by the HKMC Insurance Limited ("HKMCI").

Providing financing solutions to help you enhance the productivity and competitiveness amid dynamic business environments.

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	80% Guarantee Product	90% Guarantee Product
Facility Type	Instalment Loan Term Loan Revolving Loan Overdraft Facility Trade Facility	Instalment Loan Term Loan
Maximum Facility Amount	HK$18,000,000	HK$8,000,000
Maximum Guarantee Period	7 years	5 years

To borrow or not to borrow? Borrow only if you can repay!

Remarks:

The SFGS is provided by the HKMCI, a wholly-owned subsidiary of the Hong Kong Mortgage Corporation Limited (“HKMC”). A guarantee fee will be applied and is subject to the credit facility amount, bank interest rate and the guarantee coverage as determined by the HKMCI from time to time. For details, please visit the website of the HKMC.