SME Financing Guarantee Scheme

Successfully apply for SME Financing Guarantee Scheme

To enjoy up to HK$100,000 Full Guarantee Fee Subsidy

Know More  

Your Priority for Financing as an SME Owners:

Helping SMEs obtaining financing by a guarantee provided by the HKMC Insurance Limited ("HKMCI").

SME Financing Guarantee Scheme ("SFGS")¹: 

Financing solutions to help you enhance the productivity and competitiveness amid dynamic business environments.

Contact Us 

Business Partner Direct
Call 2198 8000
Contact your Relationship Manager
Contact your Relationship Manager

How can we make a difference for you with SFGS?

Substantial loan amount

Credit facility of up to HKD15,000,000

High guarantee coverage & long guarantee period

  • Guarantee coverage of 80% of the credit facilities
  • Guarantee period of up to 7 years



To borrow or not to borrow? Borrow only if you can repay!

  1. The SFGS is provided by the HKMCI. A guarantee fee will be applied and is subject to the credit facility amount, bank interest rate and the guarantee coverage as determined by the HKMCI from time to time. For details, please visit the website of the HKMCI.