SME Financing Guarantee Scheme

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Special 100% Loan Guarantee will be launched soon!

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Your Priority for Financing as an SME Owners:

Helping SMEs obtaining financing by a guarantee provided by the HKMC Insurance Limited ("HKMCI").

SME Financing Guarantee Scheme ("SFGS")¹: 

Financing solutions to help you enhance the productivity and competitiveness amid dynamic business environments.

Contact Us 

Business Partner Direct
Call 2198 8000
Contact your Relationship Manager
Contact your Relationship Manager

Main Feature Highlights:



       80% Guarantee Product

          90% Guarantee Product

Facility Type

  • Instalment Loan
  • Term Loan
  • Revolving Loan
  • Overdraft Facility
  • Trade Facility
  • Instalment Loan
  • Term Loan

Maximum Facility Amount



Maximum Guarantee Period

7 years

5 years


To borrow or not to borrow? Borrow only if you can repay!

  1. The SFGS is provided by the HKMCI. A guarantee fee will be applied and is subject to the credit facility amount, bank interest rate and the guarantee coverage as determined by the HKMCI from time to time. For details, please visit the website of the HKMCI.