Money Transfer

Foreign Exchange

Real-time Cross Currency Conversion via our One-stop Service Platform

Why Hang Seng Foreign Exchange (FX) Service?

1. Round-the-clock Trading

You can enjoy the convenience of 24-hour online FX service of 10 major currencies to better control your FX portfolio right at your fingertips. (1)

2. Real-time FX Service

You can take advantage of real-time FX service to effectively manage your foreign currency cash flow and meet various business needs (i.e. time deposit and account payable) in one go. (2)

3. FX Market Insight

Through our Investment Corner, you can stay informed of the FX market updates to capture every investment opportunity in time.



Want to know more about Hang Seng FX Service?

With our one-stop service platform, not only do you benefit from preferential foreign exchange rates, you can also enjoy all the flexibility and simplicity of Hang Seng Business e-Banking, Hang Seng Business Mobile Banking and Hang Seng HSBCnet.

You can also convert foreign currencies conveniently through Hang Seng Foreign Currency ATMs, Business Phone Banking and branches.  


Buy / Sell - Helps you seize potential currency opportunity and meet your daily business needs with real-time cross currency conversion

Currency Online Business Hours
Business Integrated Account, Foreign Currency Statement Savings Account,
USD Current Account, CNY Current Account

Mon 06:00 to Sat 03:30

Sat 08:00 to 12:55

(iii) THB, ZAR

Mon-Fri 08:00 to 21:00

Sat 08:00 to 12:55


Same day foreign currency exchange cannot be processed in the following timeslots:

(i) Full day of New Year's Day, Good Friday and its following day, Christmas Day

(ii) From 00:00 to 06:00 on the day following New Year's Day, Christmas Day and specific US holidays (Martin Luther King, Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day and Thanksgiving Day).

(iii) Full day of all Hong Kong public holidays. 

Let's Get Started

Contact Us

Call 2198 8000
Call 2198 8000

Watch Now

Market Commentary

Make the most of Online Banking Remittances, Foreign Exchange and Time Deposit Offers

Foreign Currency Risk

Foreign exchange involves exchange rate risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HKD to foreign currency or vice versa.

RMB Currency Risk

Renminbi (“RMB”) is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.


(1) 24-hour online FX service is applicable for foreign exchange transactions of 10 major currencies (AUD, CAD, CHF, CNY, EUR, GBP, HKD, JPY, NZD and USD) via Hang Seng Business e-Banking or Hang Seng Business Mobile Banking.

(2) Real-time FX Service is applicable for transaction amounts up to USD500K (or equivalent) and for 12 major currencies (AUD, CAD, CHF, CNY, EUR, GBP, HKD, JPY, NZD, THB, USD, and ZAR) through Hang Seng Business e-Banking or Hang Seng Business Mobile Banking. For further enquiries, please contact your relationship manager or our 24-Hour Business Partner Direct at 2198-8000.