Enable your valuable employees to enjoy peace of mind during business trips.
Why Business Travel Insurance?
Supports your employees with comprehensive protection coverage during their business travels.
Medical Expenses and Personal Accident Coverage
The medical expenses arising from sickness or accident during the trip, with a maximum claim of HKD1,000,0001
Outbound Travel Alert and Natural Disaster Coverage
Protection upon issuance of Red or Black Alert or unexpected outbreak of Natural Disaster, with a maximum claim of HKD30,0002
Vehicle Rental Excess Coverage
The excess which is legally liable due to theft of the rental vehicle or damage to such vehicle during the trip, with a maximum claim of HKD5,0003
Loss of Mobile Phone Coverage
Loss of mobile phone during the trip, with a maximum claim of HKD5,000 per item.
The above general insurance plan (“Plan”) is underwritten by QBE General Insurance (Hong Kong) Limited which is authorised and regulated in Hong Kong by the Insurance Authority. Hang Seng Bank Limited (“Hang Seng Bank”) is an insurance agent authorised by QBE General Insurance (Hong Kong) Limited for the distribution of this Plan. Premiums will be payable to QBE General Insurance (Hong Kong) Limited upon application of this Plan. QBE General Insurance (Hong Kong) Limited would provide Hang Seng Bank commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.
In respect of an eligible dispute arising between the Hang Seng Bank Limited and the customer out of the selling process or processing of the related transacton, Hang Seng Bank Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE General Insurance (Hong Kong) Limited and the customer.
Enrolment in General Insurance products via hangseng.com is only applicable to Hang Seng Commercial Cardholders (with the exception of Hang Seng Renminbi Diamond Commercial Card). For other premium payment methods, you may contact our 24-hour Business Partner Direct on 2198 8000 for enquiry.
In the event of any discrepancy or inconsistency between the English version and the Chinese version of the above information, the English version shall apply and prevail.
The above is intended as a general summary of information for reference only. Please refer to the English version of the policy for the plan coverage, exact terms and conditions and exclusions.