People Protection

Legacy Planning

Life Insurance Plan Offers

Customers will be entitled premium discount for the first year upon successful application for any designated life insurance plan with the designated amount during the promotion period!

Know More  

Your Goal:

Plan ahead to provide me and my heirs with financial security and peace of mind.

Why Life Insurance?

Enjoy smart allocation of wealth for ensuring liquidity and sufficient surplus to heirs.

Contact Us

Contact your Relationship Manager
Contact your Relationship Manager
Contact your Independent Legal Consultant
Contact your independent legal consultant


  • Insurance plans carry various features, such as different underwriting classes, guaranteed interest rate lock and multiple currency options, fulfilling all different needs

  • Life insurance policy can be held by a trust depending on the plan features, so trust beneficiaries can have access to the benefits without being the actual policyholders*

  • Achieve professional management to maximize the benefits from available




  • * Only applicable to certain insurance products. Please obtain further information from your Relationship Manager or independent legal consultant.
  • For more information about the above solutions and services, please contact Hang Seng Bank's Relationship Managers.
  • The above information is for general reference only and is not intended to constitute advice or a recommendation to buy any of the products /services mentioned above by any prospective customer. For details in relation to the terms and conditions, fees, exclusions and/or disclaimers of the above services or insurance plans, please refer to the sales leaflets, product brochures and policy terms of the relevant services or insurance plans.