Please click here for the relevant Key Facts Statement.


Visa Platinum Commercial Card

Efficient Expense Management at Ease

Visa Platinum Commercial Card let you settle business expenses all over the world with flexibility. A series of comprehensive protection and superior privileges are tailored to address frequent business traveller’s needs all the way.

Expense Management:


  • Ease of expense management with provision of both individual & consolidated statements 
  • Pre-set credit limit & cash advance service on each card
  • Interest-free repayment period of up to 56 days

Superior Privileges :

To reflect your company’s distinct identity, company logo can be printed on the Visa Platinum Commercial Card.

Note: HKD100 annual administration fee will be charged for each Visa Platinum Commercial Card with company logo printed thereon. The Logo should be uploaded via Hang Seng Online Document Submission serivce, path:>Business>Tools>Shortcuts>Submit Commercial Card Documents or click Commercial Card Document Upload at the right hand side, please use company name as the file name and fulfill the following requirements:

  1. File Format: JPEG;
  2. File Size: Less than 60kb;
  3. Logo Color: Black/white;
  4. Logo Size: Less than 8mm (high) x 23mm (wide).

Enjoy 0.8% Cash Dollars reward on overseas spending.

Earn Merchant Dollars of the specific merchants on top of Cash Dollars for every spending. Click here to view details.

Enjoy a privileged price to reserve the HKJC VIP Box for enjoying an exquisite buffet and the racing experience with an unparalleled view. For detail, please visit

Offer you various year round spending privileges with your Hang Seng Commercial Card. Click here to view details.

Register Hang Seng Business e-Banking service and Online Bill Payment service to enjoy up to 56-day interest-free repayment period.

You can enjoy the 24-hour Personal Assistant Service including dining reservations, air-ticket and hotel booking, transportation arrangements, business equipment rentals arrangement, emergency assistance and gift recommendations, etc.

To enjoy this service, simply call our 24-hour Customer Service Hotline (852) 2998 8222.


Travel Protection :

Free travel insurance with coverage up to HKD2,000,000 for you to enjoy comprehensive protection for your journey.

Coverage Limit of Indemnity
Travel Accident Allowance Up to HKD2,000,000
Accident Medical Allowance Up to HKD100,000
Trip Cancellation Allowance Up to HKD20,000
Loss of Luggage Allowance Up to HKD5,000
Delay of Luggage Allowance Up to HKD1,500
Delay of Flight Allowance Up to HKD1,500

To enjoy the maximum of 60 days free travel insurance with up to HKD2,000,000 indemnity limit, Authorised Card User ("cardholder") is required to make payment on the fares/invoices of travel tour or travel ticket before departure from Hong Kong with Visa Platinum Commercial Card. The scope of coverage, exclusions, indemnity limits and compensation are subject to the detailed Terms and Conditions of the relevant insurance policy. For details, please call our 24-hour Customer Service Hotline (852) 2998 8222. 

Apply Now!

New Hang Seng Business Integrated Account Customer
Apply Online  (only for new Hang Seng Business Integrated Account customer)
Click Here  
Commercial Card Document Upload
Commercial Card Document Upload

Contact Us

Call Customer Service Hotline 2998 8222
Call Business Partner Direct

Business Banking Hotline: 21988022

(Press 6 after selecting language)

Mainland Toll-free#: 4001-20-8288  

Call Report Loss Card Hotline 2836 0838
Call Customer Service Hotline 2998 8222
Call Report Loss Card Hotline 2836 0838
Call Report Loss Card Hotline 2836 0838
*To borrow or not to borrow? Borrow only if you can repay!

Important Note on Engagement of Intermediaries:

Hang Seng Bank Limited (the “Bank”) does not accept any commercial card applications referred by any third parties. For enquiries, please call our 24-hour Business Partner Direct at (852) 2198 8000.