Please click here for the relevant Key Facts Statement.


HKD Platinum Commercial Card

Simplify expense management for enterprise efficiency

How to apply?

Get the HKD Platinum Commercial Card and unlock a world of business travel privileges.

Complete and submit the application form via mail or choose to walk in to Hang Seng Banking Centre or any of our branches with the necessary document(s).

Platinum Commercial Mastercard

Manage your business expenses with Platinum Commercial Mastercard and get the flexibility you need for convenient on-the-go payment. It’s the card that allows you to simplify your business travel needs, provides you superior privileges and comprehensive protection while enjoying world class advantages.


Exclusive offers

Exclusive offers are available while enjoying spending spree

Comprehensive protection

Travel Protection Insurance and Liability Waiver Protection provide you with greater sense of security

Expense management

Streamline account reconciliation with the use of expense management platform

Superior Privileges

Series of members privileges and services for enjoyment


Apply Now!

Download Application Form
Download Application Form

Contact Us

Call Customer Service Hotline 2998 8222
Call Business Partner Direct

Hong Kong: 2198 8000

Mainland Toll-free#: 4001-20-8288  

Call Customer Service Hotline
Call Customer Service Hotline 2998 8222
Call Report Loss Card Hotline 2836 0838
Call Report Loss Card Hotline 2836 0838

Welcome Offer

Get HKD800 Mannings cash voucher when you sign up today*

Successfully apply for Hang Seng Platinum Commercial Mastercard® and Hang Seng UnionPay RMB Diamond Commercial Card to get HKD800 Mannings cash voucher or apply for Hang Seng Platinum Commercial Mastercard® to get HKD400 Mannings cash voucher from now till 30 September 2019. What’s more, you can enjoy 2 years annual fee waiver on your cards.

*T&C for the offer

Successfully apply for both the following two Commerical Cards

HKD800 Mannings Cash Voucher



Successfully apply for any the following two Commerical Cards

HKD400 Mannings Cash Voucher



*To borrow or not to borrow? Borrow only if you can repay!

Important Note on Engagement of Intermediaries:

Hang Seng Bank Limited (the “Bank”) does not accept any commercial card applications referred by any third parties. For enquiries, please call our 24-hour Business Partner Direct at (852) 2198 8000.

  1. The welcome privileges are valid for Authorized Card User(“Cardholder”) who submits Hang Seng Platinum Commercial Mastercard (“Commercial Mastercard”) and/or Hang Seng UnionPay RMB Diamond Commercial Card(“UnionPay Commercial Card”) application(s) between 1 April 2019 to 30 September 2019 (“Promotion Period”) (both dates inclusive) in which the application(s) is/are successfully approved. Upon spending HK$5,000 or above(applicable to Commercial Mastercard) or CNY5,000 or above (applicable to UnionPay Commercial Card) within 90 days commencing from card issuance date (“Spending Period”), Cardholder will be entitled to HK$400 Mannings Cash Voucher. Cardholder who applied for both Commercial Mastercard and UnionPay Commercial Card while achieving the mentioned spending requirement on each card will be entitled to a total of HK$800 Mannings Cash Voucher.
  2. Eligible transactions include retail spending and billed purchase instalments, but exclude the redemption of Cash Dollars/Merchant Dollars, casino chip purchases, cashadvances, handling fees for cash advances, finance charges, late charges, merchant codes issued by Mastercard /UnionPay International from time-to-time defined as the purchase of products/services at financial/non-financial institutions e.g. FX, money orders, travelers cheques,deposits & money transfers, other card-related service charges and transactions which are unposted /unauthorized / cancelled / refunded / found to be fraudulent.
  3. Gift redemption letter will be sent to the cardholder in 30days after the spending period. For details of redemption,and its related terms and conditions, please refer to theredemption letter.
  4. The relevant Commercial Card account(s) must be valid and in good credit condition when the gift redemption letter is sent.
  5. All products, services and information related to the gift are supplied to the customers by the supplier who issolely responsible for all related obligations and liabilities.
  6. No person other than the Cardholder and Hang Seng(which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
  7. Hang Seng reserves the right to alter or terminate the mentioned welcome privileges and relevant terms andconditions. In case of any disputes, Hang Seng reserves the right of final decision.
  8. These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
  9. These Terms and Conditions are subject to prevailing regulatory requirements.
  10. In the event of any discrepancy or inconsistency between the English version and the Chinese version of these terms and conditions, the English version shall apply and prevail.

# 24-hour Business Partner Direct - Mainland (Toll-free) allows you to contact us for free even when staying in Mainland China. This hotline is applicable to general enquiries on commercial banking services only, but not enquiries/transactions of investment related matters. The toll-free hotline can be accessed from mobile lines, fixed telephone lines, payphones and call cards. Please note that Hang Seng Bank Limited (the "Bank") assumes no responsibilities for charges by any phone/telecommunications service providers, as well as all claims, disputes and complaints in relation thereto.